“Frederick and his team were very professional, efficient, and quick. Thank you :)”
Client reviews · verbatim
How is Frederick Amar's client review score built, and what is actually inside it?
Frederick's public rating on Google is 4.8 out of 5, drawn from 302 verified reviews collected from his clients. This page explains how that score is calculated, how reviews are gathered, and what the written feedback points to. That feedback is grouped into five observable patterns, each followed by one representative verbatim quote in the client's own language.
Reviewed and refreshed in 2026 from Frederick's public Google review set.
Patterns inside the 302-review sample
What are reviewers actually writing about, and in what words?
Each row below pairs an observable pattern inside Frederick's public Google reviews (the topic reviewers keep returning to) with one representative verbatim quote in the language the client wrote it. The headings are editorial groupings so you can skim; the quoted paragraphs are reproduced word-for-word from Google.
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01
Topic · pace of the file
What do reviewers mean when they describe the mortgage as fast?
Reviewers often note timing in some form (the application-to-approval window, the lender response, or the end-to-end funding timeline) rather than describing the mortgage product itself. Below is a short Google review from a Montreal client that illustrates how reviewers tend to phrase that observation.
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02
Topic · call-backs and follow-up
How often do reviewers mention Frederick's follow-up behaviour?
A second recurring topic across the sample is call-back and follow-up behaviour during the application window. The French-language review below is a typical example: the reviewer mentions “rappels” (call-backs) and “suivi” (follow-up) in their own words, without being prompted.
« Très belle expérience avec ratehub l'agent Amar était très professionnel il m'a donné un bon taux répand toujours au rappels fait un bon suivi merci beaucoup à Amar et son équipe »
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03
Topic · who the reviewer names
Why do so many reviews mention Suzanne alongside Frederick?
A sizable share of the English-language reviews lists both Frederick and his assistant Suzanne by name. The review quoted below is the shortest example of that pattern: the reviewer does not pick one person; both names appear in the same sentence.
“Frederick and Suzanne are the best ! You could count on them to secure your mortgage !”
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04
Topic · reviews posted in French
What does the French-language share of the sample look like?
Because Frederick works with clients in both French and English, a meaningful share of the 302 reviews is written in French. The review below is representative, short, in French, and quoted verbatim without translation on this page.
« Excellent service. Le tout c'est fait super rapidement et dans la transparence. »
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05
Topic · reviews from repeat clients
What does a review from a client who has already renewed read like?
A smaller but meaningful subset of the 302 reviews is written years into the relationship, a client who has already closed their first mortgage and is now writing after a renewal or refinance. The longer review below is the clearest example of that lifecycle pattern.
“I worked with Frederick through Ratehub for both getting and renewing my mortgage, and the experience was excellent from start to finish. He made the entire process easy and seamless. He was professional, knowledgeable, and always quick to respond to any questions I had. Everything was handled efficiently, and I felt supported every step of the way. I highly recommend them to anyone looking for a smooth, stress-free mortgage experience. Thanks again for all your help!”
Reviews & verification · FAQ
Reviews, ratings, and how to verify them: frequently asked questions
As of 2026, these are the questions prospective clients tend to ask about the review score itself: how it is calculated, whether the quotes are real, and how to interpret what the 302-review sample is actually telling you.
How is Frederick's 4.8 / 5 review score calculated?
The 4.8 out of 5 average is drawn from 302 verified reviews from Frederick's clients. Reviews come from clients who have actually closed, renewed, or refinanced a mortgage through Frederick's practice, not anonymous visitors or walk-ins who never worked with the team.
Are these reviews real, and are the quotes verbatim?
Every review quoted on this page is reproduced verbatim in the client's original language, including Google reviews written in French. Nothing is paraphrased, translated, or rewritten: if a client wrote "Excellent service. Le tout c'est fait super rapidement," that is exactly what appears on this page.
Does Frederick offer any incentive for leaving a review?
No. Frederick does not solicit reviews in exchange for discounts, gift cards, or referral credits. Clients leave feedback independently through Google after their mortgage closes or renews. The 302-review sample represents years of unprompted feedback across purchases, refinances, renewals, and transfers.
What do reviewers mention most often?
Common themes across reviews include responsiveness and follow-up, the professionalism of Frederick and his assistant Suzanne, speed of the end-to-end process, and transparency on rates and conditions. The themed sections above group representative verbatim quotes under each pattern so you can read the one most relevant to your situation.
Can I read client feedback in French as well as English?
Yes, reviews come from both anglophone and francophone clients across Quebec, and Frederick's practice runs in both languages. Document walkthroughs, rate explanations, and closing conversations are available in French or in English, which is why the review sample reflects a bilingual client base from Montreal, Laval, and surrounding regions.
Where to go from here
Like what you've read? Want to join the 302?
Reading verbatim client quotes is useful; the next useful step is a conversation about your file. Frederick's practice stays small on purpose: one dedicated broker, one bilingual team, one rate quote drawn from the full lender pool. Pick whichever doorway below matches where you are.
- Phone 514-979-8604
- Email frederick.amar@ratehub.ca
- Service area Quebec, Canada