/* =============================================================
   Frederick Amar · Mortgage Agent · Ratehub.ca
   ============================================================= */

/* ---------- Fonts: Source Serif 4 + IBM Plex Sans, self-hosted (OFL, see assets/library-trust-ledger/fonts/LICENSE.md) ---------- */
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:400 700;font-display:swap;src:url('assets/library-trust-ledger/fonts/SourceSerif4-normal-400_700.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;}
@font-face{font-family:'Source Serif 4';font-style:italic;font-weight:400 700;font-display:swap;src:url('assets/library-trust-ledger/fonts/SourceSerif4-italic-400_700.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400 600;font-display:swap;src:url('assets/library-trust-ledger/fonts/IBMPlexSans-normal-400_600.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;}

/* ---------- Tokens ---------- */
:root {
  --primary: #1e3a5f;
  --primary-rgb: 30, 58, 95;
  --primary-ink: #ffffff;
  --primary-ink-rgb: 255, 255, 255;
  --primary-dark: #122544;
  --primary-dark-rgb: 18, 37, 68;
  --primary-light: #2f5687;
  --primary-light-rgb: 47, 86, 135;
  --primary-dark-ink: #ffffff;
  --primary-dark-ink-rgb: 255, 255, 255;
  --secondary: #0f6a92;
  --secondary-rgb: 15, 106, 146;
  --secondary-dark: #08506f;
  --secondary-dark-rgb: 8, 80, 111;
  --secondary-light: #3d8bad;
  --secondary-light-rgb: 61, 139, 173;
  --secondary-ink: #ffffff;
  --secondary-ink-rgb: 255, 255, 255;
  --accent: #ab8b43;
  --accent-rgb: 171, 139, 67;
  --accent-ink: #111827;
  --accent-ink-rgb: 17, 24, 39;
  --accent-on-light: #ab8b43;
  --accent-on-light-rgb: 171, 139, 67;
  --text: #0f172a;
  --text-rgb: 15, 23, 42;
  --text-light: #475569;
  --text-light-rgb: 71, 85, 105;
  --text-muted: #5a6b7f;
  --text-muted-rgb: 90, 107, 127;
  --background: #ffffff;
  --background-rgb: 255, 255, 255;
  --bg-alt: #f1f5f9;
  --bg-alt-rgb: 241, 245, 249;
  --bg-alt-ink: #111827;
  --bg-alt-ink-rgb: 17, 24, 39;
  --surface: #f8fafc;
  --surface-rgb: 248, 250, 252;
  --surface-dark: #122544;
  --surface-dark-rgb: 18, 37, 68;
  --surface-dark-ink: #ffffff;
  --surface-dark-ink-rgb: 255, 255, 255;
  --border: #858f9b;
  --border-rgb: 133, 143, 155;
  --border-light: #e2e8f0;
  --border-light-rgb: 226, 232, 240;

  /* System */
  --radius-sm: 4px;
  --radius: 6px;
  --radius-lg: 12px;
  --radius-pill: 999px;
  --transition: 160ms ease;
  --transition-slow: 320ms ease;
  --shadow-sm: 0 1px 2px rgba(var(--surface-dark-rgb), 0.06);
  --shadow: 0 4px 16px rgba(var(--surface-dark-rgb), 0.06);
  --shadow-lg: 0 12px 32px rgba(var(--surface-dark-rgb), 0.08);

  --font-body: 'IBM Plex Sans', system-ui, -apple-system, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  --font-heading: 'Source Serif 4', Georgia, 'Times New Roman', serif;

  --container: 1200px;
  --gutter: 24px;
  --star-color: #f5b301;

  /* Header sizing (used by nav-open logic) */
  --header-height: 128px;
}

/* ---------- Reset ---------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  font-family: var(--font-body);
  -webkit-text-size-adjust: 100%;
  -webkit-font-smoothing: antialiased;
  scroll-behavior: smooth;
  overflow-x: hidden;
  max-width: 100%;
}

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--background);
  line-height: 1.55;
  font-size: 16px;
  min-height: 100vh;
  overflow-x: hidden;
  max-width: 100%;
  position: relative;
}

body.nav-open {
  overflow: hidden;
}

img,
svg {
  max-width: 100%;
  display: block;
}

button {
  font: inherit;
  border: 0;
  background: transparent;
  cursor: pointer;
  color: inherit;
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover,
a:focus-visible {
  color: var(--primary-dark);
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  margin: 0 0 0.5em;
  color: var(--text);
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.01em;
}

p {
  margin: 0 0 1em;
}

:focus-visible {
  outline: 2px solid var(--accent-on-light);
  outline-offset: 3px;
  border-radius: 3px;
}

/* Skip link */
.skip-link {
  position: absolute;
  top: -100px;
  left: 8px;
  padding: 10px 14px;
  background: var(--surface-dark);
  color: var(--surface-dark-ink);
  border-radius: var(--radius);
  z-index: 200;
  font-weight: 700;
}
.skip-link:focus {
  top: 8px;
  color: var(--surface-dark-ink);
}

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* =============================================================
   Header + Navigation
   ============================================================= */

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--background);
  border-bottom: 1px solid var(--border-light);
}

/* Topbar (parent brands + phone) */
.topbar {
  background: var(--surface);
  border-bottom: 1px solid var(--border-light);
  font-size: 13px;
  color: var(--text);
}
.topbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  min-height: 44px;
  padding-top: 8px;
  padding-bottom: 8px;
}
.topbar__parents {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--text-light);
  flex-wrap: wrap;
}
.topbar__parents img {
  height: 18px;
  width: auto;
  opacity: 0.85;
}
.topbar__sep {
  color: var(--border);
  font-weight: 700;
}
.topbar__meta {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}
.topbar__region {
  color: var(--text-light);
  font-weight: 500;
}
.topbar__phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--primary-dark);
  font-weight: 700;
  white-space: nowrap;
  text-decoration: none;
}
.topbar__phone:hover {
  color: var(--primary);
}
.topbar__phone-icon {
  display: inline-flex;
  width: 22px;
  height: 22px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--primary);
  color: var(--primary-ink);
  font-size: 13px;
}

/* Main navbar */
.navbar {
  background: var(--background);
}
.navbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 76px;
  padding-top: 12px;
  padding-bottom: 12px;
}

/* Brand lockup */
.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--text);
  text-decoration: none;
  flex-shrink: 0;
}
.brand:hover {
  color: var(--text);
}
.brand__mark {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--primary-ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 16px;
  letter-spacing: 0.02em;
  flex-shrink: 0;
}
.brand__text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}
.brand__name {
  font-weight: 700;
  font-size: 17px;
  color: var(--text);
}
.brand__title {
  font-size: 12px;
  color: var(--text-light);
  letter-spacing: 0.02em;
}

/* Nav */
.nav {
  display: flex;
  align-items: center;
  gap: 20px;
  flex: 1;
  justify-content: flex-end;
}
.nav__list {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
  margin: 0;
  padding: 0;
  flex-wrap: nowrap;
}
.nav__link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 8px 12px;
  color: var(--text);
  text-decoration: none;
  font-weight: 500;
  font-size: 14.5px;
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
  position: relative;
  background: transparent;
}
.nav__link:hover,
.nav__link:focus-visible {
  color: var(--primary-dark);
  background: rgba(var(--primary-rgb), 0.06);
}
.nav__link.active {
  color: var(--primary-dark);
}
.nav__link.active::after {
  content: "";
  position: absolute;
  left: 12px;
  right: 12px;
  bottom: -2px;
  height: 2px;
  background: var(--primary);
  border-radius: 2px;
}
.nav__caret {
  font-size: 10px;
  line-height: 1;
  margin-left: 2px;
}
.nav__cta {
  margin-left: 6px;
}

/* Desktop dropdown */
.nav__item--has-sub {
  position: relative;
}
.nav__sub {
  list-style: none;
  margin: 0;
  padding: 8px;
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  min-width: 220px;
  background: var(--background);
  border: 1px solid rgba(var(--primary-rgb), 0.28);
  border-top: 3px solid var(--primary);
  border-radius: var(--radius);
  box-shadow: 0 20px 44px rgba(15, 34, 49, 0.22);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-4px);
  transition: opacity var(--transition), transform var(--transition), visibility var(--transition);
  z-index: 120;
}
.nav__item--has-sub:hover > .nav__sub,
.nav__item--has-sub:focus-within > .nav__sub,
.nav__sub-toggle[aria-expanded="true"] + .nav__sub {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.nav__sub-link {
  display: block;
  padding: 8px 12px;
  color: var(--text);
  font-size: 14px;
  border-radius: var(--radius-sm);
  text-decoration: none;
}
.nav__sub-link:hover,
.nav__sub-link:focus-visible {
  color: var(--primary-dark);
  background: rgba(var(--primary-rgb), 0.06);
}

/* Nav toggle (mobile) */
.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 4px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-light);
  background: var(--background);
  padding: 0;
  color: var(--text);
}
.nav-toggle__bar {
  display: block;
  width: 20px;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}
body.nav-open .nav-toggle__bar:nth-child(1) { transform: translateY(6px) rotate(45deg); }
body.nav-open .nav-toggle__bar:nth-child(2) { opacity: 0; }
body.nav-open .nav-toggle__bar:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* =============================================================
   Buttons
   ============================================================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 18px;
  border-radius: var(--radius);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 14.5px;
  line-height: 1.1;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  transition: background var(--transition), color var(--transition), border-color var(--transition), transform var(--transition);
  white-space: nowrap;
}
.btn:hover {
  transform: translateY(-1px);
}
.btn:active {
  transform: translateY(0);
}
.btn--primary {
  background: var(--primary);
  color: var(--primary-ink);
  border-color: var(--primary);
}
.btn--primary:hover,
.btn--primary:focus-visible {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  color: var(--primary-ink);
}
.btn--ghost {
  background: var(--background);
  color: var(--text);
  border-color: var(--text);
  box-shadow: inset 0 0 0 1px rgba(10, 58, 84, 0.08);
}
.btn--ghost:hover,
.btn--ghost:focus-visible {
  background: var(--primary-dark);
  color: var(--primary-ink);
  border-color: var(--primary-dark);
  box-shadow: none;
}
.btn--link {
  background: transparent;
  color: var(--primary-dark);
  border: 0;
  padding: 10px 8px;
  text-decoration: underline;
  text-decoration-color: rgba(var(--primary-rgb), 0.35);
  text-underline-offset: 4px;
  font-weight: 700;
}
.btn--link:hover,
.btn--link:focus-visible {
  color: var(--primary);
  transform: translateX(2px);
  text-decoration-color: currentColor;
}
.btn--sm {
  padding: 8px 14px;
  font-size: 13.5px;
}
.btn--lg {
  padding: 14px 24px;
  font-size: 15.5px;
}

/* =============================================================
   Sections — global patterns
   ============================================================= */
section {
  padding: 72px 0;
}
.section-header {
  max-width: 780px;
  margin: 0 auto 44px;
  text-align: center;
}
.section-eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--primary-dark);
  margin: 0 0 10px;
}
.section-eyebrow--light {
  color: var(--primary-ink);
}
.section-title {
  font-size: clamp(28px, 3.4vw, 40px);
  margin: 0 0 16px;
  color: var(--text);
}
.section-answer {
  font-size: 17px;
  color: var(--text-light);
  margin: 0;
  line-height: 1.65;
}

/* Chips / badges */
.chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  border-radius: var(--radius-pill);
  font-size: 12.5px;
  font-weight: 600;
  line-height: 1.2;
}
.chip--brand {
  background: rgba(var(--primary-rgb), 0.1);
  color: var(--primary-dark);
}
.chip--brand img {
  height: 12px;
  width: auto;
}
.chip--outline {
  background: transparent;
  color: var(--text-light);
  border: 1px solid var(--border-light);
}

/* Stars */
.stars {
  color: var(--star-color);
  letter-spacing: 2px;
  font-size: 15px;
  line-height: 1;
}
.stars--lg {
  font-size: 22px;
  letter-spacing: 3px;
}
.stars__empty {
  color: var(--border);
  opacity: 0.4;
}

/* =============================================================
   Hero
   ============================================================= */
.hero {
  padding: 56px 0 64px;
  background: var(--background);
}
.hero__grid {
  display: grid;
  grid-template-columns: minmax(220px, 280px) 1fr;
  gap: 56px;
  align-items: center;
}
.hero__portrait {
  position: relative;
  width: 100%;
  max-width: 260px;
  aspect-ratio: 1 / 1;
  margin: 0 auto;
}
.hero__portrait-ring {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  padding: 5px;
  background: var(--background);
  border: 2px solid var(--accent);
  overflow: hidden;
  position: relative;
  box-shadow: 0 14px 34px rgba(29, 126, 165, 0.22), 0 0 0 1px rgba(0, 181, 214, 0.28);
}
.hero__portrait-ring img {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  object-fit: contain;
  object-position: center;
}
.hero__monogram {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  background:
    radial-gradient(circle at 30% 20%, rgba(var(--primary-ink-rgb), 0.18), transparent 55%),
    radial-gradient(circle at 80% 85%, rgba(0, 181, 214, 0.28), transparent 50%),
    linear-gradient(135deg, var(--primary) 0%, var(--secondary-dark) 55%, var(--surface-dark) 100%);
  color: var(--primary-ink);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 8px;
  text-align: center;
  padding: 18px;
  position: relative;
  overflow: hidden;
}
.hero__monogram::before {
  content: "";
  position: absolute;
  inset: 10px;
  border-radius: 50%;
  border: 1px solid rgba(var(--primary-ink-rgb), 0.22);
  pointer-events: none;
}
.hero__monogram::after {
  content: "";
  position: absolute;
  inset: 22px;
  border-radius: 50%;
  border: 1px dashed rgba(var(--primary-ink-rgb), 0.12);
  pointer-events: none;
}
.hero__monogram-initials {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(60px, 11vw, 88px);
  line-height: 1;
  letter-spacing: -0.04em;
  color: var(--primary-ink);
}
.hero__monogram-divider {
  display: block;
  width: 42px;
  height: 2px;
  background: var(--accent);
  border-radius: 2px;
}
.hero__monogram-tag {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(var(--primary-ink-rgb), 0.82);
}
.hero__portrait-badge {
  position: absolute;
  bottom: 6px;
  right: 6px;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--background);
  border: 2px solid var(--border-light);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 8px;
}
.hero__portrait-badge img {
  width: 32px;
  height: 32px;
  object-fit: contain;
}

.hero__content {
  min-width: 0;
}
.hero__eyebrow {
  display: flex;
  gap: 8px;
  margin-bottom: 12px;
  flex-wrap: wrap;
}
.hero__name {
  font-size: clamp(36px, 5vw, 56px);
  line-height: 1.05;
  margin: 0 0 8px;
  letter-spacing: -0.02em;
}
.hero__role {
  font-size: 18px;
  color: var(--text-light);
  margin: 0 0 16px;
  font-weight: 500;
}
.hero__rating {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 20px;
  padding: 6px 12px 6px 10px;
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-pill);
}
.hero__rating-text {
  font-size: 14px;
  color: var(--text-light);
}
.hero__rating-text strong {
  color: var(--text);
  font-weight: 700;
}
.hero__rating-text a {
  color: var(--primary-dark);
  text-decoration: underline;
  text-decoration-color: rgba(var(--primary-rgb), 0.3);
  text-underline-offset: 2px;
}
.hero__rating-text a:hover {
  text-decoration-color: currentColor;
}
.hero__lede {
  font-size: 17px;
  color: var(--text-light);
  line-height: 1.65;
  margin: 0 0 24px;
  max-width: 60ch;
}
.hero__contact {
  list-style: none;
  margin: 0 0 28px;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}
.hero__contact-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--text);
  font-weight: 500;
  font-size: 15px;
  text-decoration: none;
}
.hero__contact-link:hover {
  color: var(--primary-dark);
}
.hero__contact-icon {
  display: inline-flex;
  width: 28px;
  height: 28px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(var(--primary-rgb), 0.1);
  color: var(--primary-dark);
  font-size: 14px;
  flex-shrink: 0;
}
.hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

/* =============================================================
   Trust strip
   ============================================================= */
.trust {
  padding: 40px 0;
  background: var(--background);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}
.trust__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  align-items: start;
  text-align: center;
}
.trust__item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.trust__value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 40px;
  line-height: 1;
  color: var(--primary-dark);
  letter-spacing: -0.02em;
}
.trust__value sup {
  font-size: 22px;
  color: var(--primary);
  margin-left: 2px;
  top: -0.5em;
}
.trust__value--text {
  font-size: 30px;
}
.trust__value-sub {
  font-size: 22px;
  color: var(--text-light);
  font-weight: 500;
}
.trust__label {
  font-size: 13.5px;
  color: var(--text-light);
  line-height: 1.4;
  max-width: 200px;
}

/* =============================================================
   About panel — light blue like source
   ============================================================= */
.about {
  padding: 72px 0;
  background: var(--background);
}
.about__inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
}
.about__body {
  background: var(--bg-alt);
  color: var(--bg-alt-ink);
  padding: 56px clamp(24px, 4vw, 64px);
  border-radius: var(--radius-lg);
  max-width: 1000px;
  margin: 0 auto;
}
.about__body .section-eyebrow {
  color: var(--primary-dark);
}
.about__body .section-title {
  font-size: clamp(26px, 3vw, 36px);
  margin-bottom: 20px;
  color: var(--bg-alt-ink);
}
.about__answer {
  font-size: 17px;
  color: var(--bg-alt-ink);
  font-weight: 500;
  margin-bottom: 20px;
  line-height: 1.6;
}
.about__prose {
  color: var(--text);
  font-size: 15.5px;
  line-height: 1.7;
  margin-bottom: 16px;
}
.about__points {
  list-style: none;
  margin: 32px 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.about__points li {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 16px 18px;
  background: var(--background);
  border-radius: var(--radius);
  border: 1px solid rgba(var(--primary-rgb), 0.12);
}
.about__point-title {
  font-weight: 700;
  color: var(--text);
  font-size: 15px;
}
.about__point-desc {
  color: var(--text-light);
  font-size: 14px;
  line-height: 1.5;
}
.about__cta {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  align-items: center;
  margin-top: 28px;
}
.about__cta .btn--link {
  margin-left: 4px;
}
.about__cta .btn--ghost {
  background: var(--background);
  color: var(--text);
  border-color: var(--text);
}

/* =============================================================
   Services
   ============================================================= */
.services {
  background: var(--surface);
  padding: 88px 0;
}
.service-grid {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 20px;
}
.service-grid.service-grid--three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.service-card {
  background: var(--background);
  border: 1px solid rgba(var(--primary-rgb), 0.14);
  border-radius: var(--radius-lg);
  padding: 28px 26px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: border-color var(--transition), transform var(--transition), box-shadow var(--transition);
  position: relative;
  min-width: 0;
  box-shadow: 0 2px 6px rgba(15, 34, 49, 0.04);
}
.service-card:hover {
  border-color: rgba(var(--primary-rgb), 0.5);
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(15, 34, 49, 0.10);
}
.service-card__num {
  font-family: var(--font-heading);
  font-size: 13px;
  font-weight: 700;
  color: var(--primary-dark);
  letter-spacing: 0.16em;
  margin-bottom: 4px;
}
.service-card__title {
  font-size: 19px;
  margin: 0 0 8px;
  color: var(--text);
  line-height: 1.3;
}
.service-card__desc {
  font-size: 14.5px;
  color: var(--text-light);
  line-height: 1.6;
  margin: 0 0 16px;
  flex-grow: 1;
}
.card-link {
  color: var(--primary-dark);
  font-weight: 700;
  font-size: 14px;
  text-decoration: none;
  align-self: flex-start;
  border-bottom: 1px solid transparent;
  transition: border-color var(--transition), color var(--transition);
}
.card-link:hover,
.card-link:focus-visible {
  color: var(--primary);
  border-bottom-color: var(--primary);
}
.services__foot {
  text-align: center;
  margin-top: 32px;
  color: var(--text-light);
  font-size: 14.5px;
}
.services__foot a {
  color: var(--primary-dark);
  font-weight: 600;
  text-decoration: underline;
  text-decoration-color: rgba(var(--primary-rgb), 0.3);
  text-underline-offset: 3px;
  margin: 0 2px;
}
.services__foot a:hover {
  text-decoration-color: currentColor;
}

/* =============================================================
   Process (steps)
   ============================================================= */
.process {
  background: var(--background);
  padding: 88px 0;
}
ol.steps {
  list-style: none;
  padding-left: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.step {
  position: relative;
  padding: 24px 24px 24px 24px;
  background: var(--surface);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.step__num {
  display: inline-flex;
  width: 40px;
  height: 40px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--primary);
  color: var(--primary-ink);
  font-weight: 700;
  font-size: 16px;
  margin-bottom: 8px;
}
.step__title {
  font-size: 17px;
  margin: 0 0 4px;
  color: var(--text);
}
.step__desc {
  font-size: 14.5px;
  color: var(--text-light);
  line-height: 1.55;
  margin: 0;
}

/* =============================================================
   Reviews
   ============================================================= */
.reviews {
  background: var(--surface);
  padding: 88px 0;
}
.reviews__summary {
  display: flex;
  justify-content: center;
  margin: -20px auto 40px;
}
.reviews__score {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-pill);
  padding: 12px 22px;
}
.reviews__score-num {
  font-family: var(--font-heading);
  font-size: 32px;
  font-weight: 700;
  color: var(--text);
  line-height: 1;
}
.reviews__score-label {
  font-size: 14px;
  color: var(--text-light);
}

.review-grid {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.review {
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.review--feature {
  grid-column: span 2;
  background: var(--bg-alt);
  border-color: rgba(var(--primary-rgb), 0.18);
}
.review__stars {
  font-size: 16px;
  line-height: 1;
}
.review__quote {
  margin: 0;
  color: var(--text);
  font-size: 15px;
  line-height: 1.6;
}
.review__quote p {
  margin: 0;
}
.review__meta {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: auto;
  padding-top: 8px;
  border-top: 1px solid var(--border-light);
}
.review--feature .review__meta {
  border-top-color: rgba(var(--primary-rgb), 0.18);
}
.review__cite {
  font-style: normal;
  font-weight: 700;
  color: var(--text);
  font-size: 14px;
}
.review__source {
  color: var(--text-muted);
  font-size: 12.5px;
}
.review__source::before {
  content: "· ";
}
.reviews__foot {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 20px 40px;
  flex-wrap: wrap;
  margin-top: 44px;
  padding-top: 12px;
}

/* =============================================================
   FAQ
   ============================================================= */
.faq {
  background: var(--background);
  padding: 88px 0;
}
.faq__list {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.faq-item {
  background: var(--surface);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 22px 24px;
}
.faq-item__q {
  font-size: 17px;
  font-weight: 700;
  color: var(--text);
  margin: 0 0 10px;
  line-height: 1.35;
}
.faq-item__a {
  color: var(--text-light);
  font-size: 15px;
  line-height: 1.65;
  margin: 0;
}

/* =============================================================
   CTA band
   ============================================================= */
.cta-band {
  background: var(--surface-dark);
  color: var(--surface-dark-ink);
  padding: 80px 0;
}
.cta-band__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.cta-band__copy .section-eyebrow--light {
  color: var(--accent);
}
.cta-band__title {
  font-size: clamp(28px, 3.4vw, 40px);
  color: var(--surface-dark-ink);
  margin: 0 0 14px;
  line-height: 1.15;
}
.cta-band__desc {
  color: rgba(var(--surface-dark-ink-rgb), 0.82);
  font-size: 16px;
  line-height: 1.65;
  margin: 0 0 28px;
  max-width: 46ch;
}
.cta-band__contact {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 12px;
}
.cta-band__contact li {
  display: grid;
  grid-template-columns: 100px 1fr;
  gap: 12px;
  align-items: baseline;
  color: rgba(var(--surface-dark-ink-rgb), 0.88);
  font-size: 15px;
}
.cta-band__contact a {
  color: var(--surface-dark-ink);
  text-decoration: underline;
  text-decoration-color: rgba(var(--accent-rgb), 0.6);
  text-underline-offset: 3px;
  font-weight: 600;
}
.cta-band__contact a:hover {
  color: var(--accent);
  text-decoration-color: currentColor;
}
.cta-band__label {
  color: rgba(var(--surface-dark-ink-rgb), 0.7);
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

/* Contact form */
.cta-form {
  background: var(--background);
  color: var(--text);
  padding: 32px;
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  gap: 14px;
  box-shadow: var(--shadow-lg);
}
.cta-form__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.cta-form__field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.cta-form__label {
  font-size: 13px;
  font-weight: 700;
  color: var(--text);
  letter-spacing: 0.02em;
}
.cta-form input,
.cta-form select,
.cta-form textarea {
  width: 100%;
  padding: 11px 13px;
  border: 1.5px solid var(--secondary);
  border-radius: var(--radius);
  font-family: inherit;
  font-size: 15px;
  color: var(--text);
  background: var(--background);
  transition: border-color var(--transition), box-shadow var(--transition);
  resize: vertical;
}
.cta-form input::placeholder,
.cta-form textarea::placeholder {
  color: var(--text-muted);
}
.cta-form input:focus,
.cta-form select:focus,
.cta-form textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(var(--primary-rgb), 0.15);
}
.cta-form__submit {
  width: 100%;
}
.cta-form__note {
  font-size: 12.5px;
  color: var(--text-light);
  margin: 0;
  line-height: 1.5;
}

/* =============================================================
   Footer
   ============================================================= */
.site-footer {
  background: var(--surface-dark);
  color: var(--surface-dark-ink);
  padding: 64px 0 0;
}
.site-footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(var(--surface-dark-ink-rgb), 0.15);
}
.site-footer__brand {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.site-footer__logo {
  height: 30px;
  width: auto;
  max-width: 160px;
}
.site-footer__tag {
  color: rgba(var(--surface-dark-ink-rgb), 0.8);
  font-size: 14.5px;
  margin: 0;
  line-height: 1.5;
}
.site-footer__social {
  list-style: none;
  padding: 0;
  margin: 14px 0 0;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.site-footer__social a {
  display: inline-flex;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(var(--surface-dark-ink-rgb), 0.14);
  color: var(--surface-dark-ink);
  font-weight: 700;
  font-size: 17px;
  text-decoration: none;
  transition: background var(--transition), transform var(--transition);
}
.site-footer__social a:hover,
.site-footer__social a:focus-visible {
  background: var(--primary);
  color: var(--primary-ink);
  transform: translateY(-2px);
}

.site-footer__col h3.site-footer__title {
  color: var(--surface-dark-ink);
  font-size: 13px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin: 0 0 16px;
  font-weight: 700;
}
.site-footer__col ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.site-footer__col a {
  color: rgba(var(--surface-dark-ink-rgb), 0.82);
  font-size: 14.5px;
  text-decoration: none;
}
.site-footer__col a:hover,
.site-footer__col a:focus-visible {
  color: var(--surface-dark-ink);
  text-decoration: underline;
  text-decoration-color: var(--accent);
  text-underline-offset: 3px;
}
.site-footer__contact li {
  display: flex;
  flex-direction: column;
  gap: 2px;
  color: rgba(var(--surface-dark-ink-rgb), 0.88);
  font-size: 14.5px;
}
.site-footer__label {
  font-size: 12px;
  font-weight: 700;
  color: rgba(var(--surface-dark-ink-rgb), 0.6);
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.site-footer__contact .btn {
  margin-top: 8px;
  align-self: flex-start;
}
.site-footer__col a.btn--primary,
.site-footer__col a.btn--primary:hover,
.site-footer__col a.btn--primary:focus-visible {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  color: var(--primary-dark-ink);
  text-decoration: none;
}

.site-footer__legal {
  padding: 28px 0 40px;
}
.site-footer__legal-inner {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.site-footer__disclaimer {
  color: rgba(var(--surface-dark-ink-rgb), 0.75);
  font-size: 12.5px;
  line-height: 1.7;
  margin: 0;
  max-width: 100ch;
}
.site-footer__meta {
  color: rgba(var(--surface-dark-ink-rgb), 0.72);
  font-size: 12.5px;
  margin: 0;
  line-height: 1.7;
}
.site-footer__meta a {
  color: rgba(var(--surface-dark-ink-rgb), 0.85);
  text-decoration: none;
  margin: 0 2px;
}
.site-footer__meta a:hover {
  color: var(--surface-dark-ink);
  text-decoration: underline;
  text-decoration-color: var(--accent);
}

/* =============================================================
   Responsive
   ============================================================= */
@media (max-width: 1024px) {
  section { padding: 64px 0; }
  .services, .process, .reviews, .faq { padding: 72px 0; }

  .hero__grid {
    grid-template-columns: 220px 1fr;
    gap: 32px;
  }

  .trust__grid { gap: 20px; }
  .trust__value { font-size: 34px; }

  .about__points { grid-template-columns: 1fr; }

  .service-grid.service-grid--three {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  ol.steps { grid-template-columns: repeat(2, 1fr); }
  .review-grid { grid-template-columns: repeat(2, 1fr); }
  .review--feature { grid-column: span 2; }

  .cta-band__inner {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

@media (max-width: 980px) {
  :root {
    --header-height: 60px;
  }

  /* Hide topbar on mobile to keep header height compact */
  .topbar {
    display: none;
  }

  .navbar__inner {
    min-height: 60px;
    padding-top: 8px;
    padding-bottom: 8px;
  }

  .brand__mark {
    width: 38px;
    height: 38px;
    font-size: 14px;
  }
  .brand__name { font-size: 15px; }
  .brand__title { font-size: 11px; }

  .nav-toggle { display: inline-flex; }

  .nav {
    position: fixed;
    top: var(--nav-top, var(--header-height, 60px));
    left: 0;
    right: 0;
    bottom: 0;
    background: var(--background);
    padding: 24px;
    flex-direction: column;
    align-items: stretch;
    justify-content: flex-start;
    gap: 8px;
    overflow-y: auto;
    overscroll-behavior: contain;
    transform: translateX(100%);
    transition: transform 260ms ease;
    visibility: hidden;
    z-index: 90;
    border-top: 1px solid var(--border-light);
  }
  body.nav-open .nav {
    transform: translateX(0);
    visibility: visible;
  }
  .nav__list {
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    width: 100%;
  }
  .nav__link {
    padding: 14px 12px;
    font-size: 16px;
    justify-content: space-between;
    width: 100%;
    border-radius: var(--radius);
  }
  .nav__link.active::after {
    display: none;
  }
  .nav__link.active {
    background: rgba(var(--primary-rgb), 0.08);
  }
  .nav__item--has-sub .nav__sub {
    display: none;
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: 0;
    border-left: 2px solid var(--border-light);
    border-radius: 0;
    margin: 4px 0 8px 12px;
    padding: 4px 0 4px 12px;
    min-width: 0;
    max-width: 100%;
    overflow: hidden;
  }
  .nav__sub-toggle[aria-expanded="true"] + .nav__sub {
    display: block;
  }
  .nav__sub-link {
    padding: 10px 12px;
    font-size: 15px;
    min-width: 0;
    max-width: 100%;
    overflow-wrap: anywhere;
    word-break: break-word;
  }
  .nav__cta {
    width: 100%;
    justify-content: center;
    margin-top: 12px;
    padding: 14px 20px;
  }

  .hero { padding: 40px 0 48px; }
  .hero__grid {
    grid-template-columns: 1fr;
    gap: 28px;
    text-align: center;
  }
  .hero__portrait {
    max-width: 200px;
  }
  .hero__eyebrow { justify-content: center; }
  .hero__rating { display: flex; align-self: center; }
  .hero__lede { margin-left: auto; margin-right: auto; }
  .hero__contact { justify-content: center; }
  .hero__cta { justify-content: center; }

  .trust__grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    text-align: center;
  }

  .cta-band__contact li {
    grid-template-columns: 1fr;
    gap: 2px;
  }

  .site-footer__grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }
}

@media (max-width: 640px) {
  section { padding: 48px 0; }
  .services, .process, .reviews, .faq { padding: 56px 0; }
  .about { padding: 48px 0; }
  .about__body { padding: 36px 24px; }

  .service-grid.service-grid--three { grid-template-columns: 1fr; }
  ol.steps { grid-template-columns: 1fr; }
  .review-grid { grid-template-columns: 1fr; }
  .review--feature { grid-column: auto; }

  .cta-form { padding: 22px; }
  .cta-form__row { grid-template-columns: 1fr; }

  .site-footer__grid { grid-template-columns: 1fr; }

  .hero__name { font-size: 34px; }
  .section-title { font-size: 26px; }

  .btn { padding: 12px 16px; font-size: 14px; }
  .btn--lg { padding: 14px 20px; font-size: 15px; }
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* =============================================================
   Page: About Frederick (page-scoped)
   ============================================================= */
body.page-about .page-about__hero {
  padding-bottom: 40px;
}
body.page-about .page-about__hero .hero__name {
  font-size: clamp(30px, 4.2vw, 46px);
  letter-spacing: -0.02em;
}

/* Letter block */
body.page-about .page-about__letter {
  background: var(--background);
  padding: 24px 0 72px;
}
body.page-about .letter {
  max-width: 780px;
  margin: 0 auto;
  padding: 44px clamp(24px, 4vw, 56px);
  background: var(--surface);
  border: 1px solid var(--border-light);
  border-left: 4px solid var(--primary);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}
body.page-about .letter__head {
  margin-bottom: 20px;
}
body.page-about .letter__title {
  font-size: clamp(24px, 2.8vw, 32px);
  margin: 0 0 14px;
  color: var(--text);
  line-height: 1.25;
}
body.page-about .letter__answer {
  font-size: 17px;
  color: var(--text);
  font-weight: 500;
  line-height: 1.65;
  margin: 0;
}
body.page-about .letter__body p {
  color: var(--text-light);
  font-size: 15.5px;
  line-height: 1.75;
  margin: 0 0 16px;
}
body.page-about .letter__sig {
  display: flex;
  flex-direction: column;
  gap: 2px;
  margin: 20px 0 0;
  padding-top: 18px;
  border-top: 1px solid var(--border-light);
}
body.page-about .letter__sig-name {
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--text);
  font-size: 16px;
}
body.page-about .letter__sig-role {
  color: var(--text-light);
  font-size: 13.5px;
  letter-spacing: 0.02em;
}

/* Trust proof */
body.page-about .page-about__proof {
  background: var(--surface);
  padding: 72px 0;
}
body.page-about .page-about__proof .trust__grid {
  margin-bottom: 40px;
}
body.page-about .page-about__creds {
  margin: 0 auto;
  max-width: 900px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
  padding: 0;
}
body.page-about .page-about__cred {
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 18px 22px;
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: 20px;
  align-items: baseline;
}
body.page-about .page-about__cred dt {
  font-family: var(--font-heading);
  font-size: 12.5px;
  font-weight: 700;
  color: var(--primary-dark);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin: 0;
}
body.page-about .page-about__cred dd {
  font-size: 15px;
  color: var(--text-light);
  line-height: 1.65;
  margin: 0;
}
body.page-about .page-about__cred dd strong {
  color: var(--text);
  font-weight: 700;
}

/* Independence commitment */
body.page-about .page-about__independence {
  background: var(--background);
  padding: 72px 0;
}
body.page-about .page-about__independence-cols {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 24px;
}
body.page-about .page-about__col {
  background: var(--surface);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 26px 24px;
}
body.page-about .page-about__col-title {
  font-size: 17px;
  margin: 0 0 8px;
  color: var(--text);
  line-height: 1.3;
}
body.page-about .page-about__col p {
  color: var(--text-light);
  font-size: 14.5px;
  line-height: 1.65;
  margin: 0;
}
body.page-about .page-about__independence-note {
  text-align: center;
  color: var(--text-light);
  font-size: 14.5px;
  margin: 8px 0 0;
}
body.page-about .page-about__independence-note a {
  color: var(--primary-dark);
  font-weight: 600;
  text-decoration: underline;
  text-decoration-color: rgba(var(--primary-rgb), 0.3);
  text-underline-offset: 3px;
  margin: 0 2px;
}
body.page-about .page-about__independence-note a:hover {
  text-decoration-color: currentColor;
}

/* Single CTA (letter-trust close) */
body.page-about .page-about__cta-inner {
  grid-template-columns: 1fr;
  gap: 24px;
  max-width: 780px;
  margin: 0 auto;
  text-align: left;
}
body.page-about .page-about__cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 24px;
}
body.page-about .page-about__cta-actions .btn--ghost {
  background: transparent;
  color: var(--surface-dark-ink);
  border-color: rgba(var(--surface-dark-ink-rgb), 0.4);
  box-shadow: none;
}
body.page-about .page-about__cta-actions .btn--ghost:hover,
body.page-about .page-about__cta-actions .btn--ghost:focus-visible {
  background: rgba(var(--surface-dark-ink-rgb), 0.1);
  color: var(--surface-dark-ink);
  border-color: var(--surface-dark-ink);
}
body.page-about .hero__portrait-badge img {
  object-fit: contain;
  object-position: center;
}
body.page-about .hero__contact {
  flex-wrap: wrap;
}
body.page-about .cta-band__contact {
  flex-wrap: wrap;
}

@media (max-width: 900px) {
  body.page-about .page-about__independence-cols {
    grid-template-columns: 1fr;
  }
  body.page-about .page-about__cred {
    grid-template-columns: 1fr;
    gap: 6px;
  }
}
@media (max-width: 640px) {
  body.page-about .page-about__letter { padding: 12px 0 48px; }
  body.page-about .letter { padding: 30px 22px; }
  body.page-about .page-about__proof,
  body.page-about .page-about__independence { padding: 56px 0; }
  body.page-about .page-about__cta-actions {
    flex-direction: column;
    align-items: stretch;
  }
  body.page-about .page-about__cta-actions .btn {
    width: 100%;
    white-space: normal;
  }
  body.page-about .page-about__cta-call {
    white-space: normal;
    overflow-wrap: anywhere;
  }
  body.page-about .hero__contact a,
  body.page-about .cta-band__contact a {
    white-space: normal;
    overflow-wrap: anywhere;
  }
}

/* betterly-css-safety-net:start */
.brand, .brand__text, .brand__name {
  min-width: 0;
}

.brand, .brand__text, .brand__name {
  max-width: 100%;
}

.brand, .brand__text, .brand__name {
  overflow-wrap: anywhere;
}

.brand, .brand__text, .brand__name {
  white-space: normal;
}

[data-wbl-business-field="business.name"] {
  min-width: 0;
  max-width: 100%;
  overflow-wrap: anywhere;
  white-space: normal;
}

form, form > *, form label, form input, form select, form textarea, form button {
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}

.site-header {
  width: 100%;
  max-width: 100%;
}

.link-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.intro-grid > *, .founder-grid > *, .visit-grid > *, .feature-grid > *, .trust-grid > *,
.value-grid > *, .value__grid > *, .program-grid > *, .pillar-grid > *, .link-grid > *, .two-col > * {
  min-width: 0;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 260px), 1fr));
  gap: clamp(1.25rem, 2vw, 1.75rem);
  align-items: stretch;
}

.service-card {
  border: 1px solid var(--border, #e1e6ed);
  border-radius: var(--radius, 12px);
  display: flex;
  flex-direction: column;
  min-width: 0;
  height: auto;
  overflow: hidden;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: .35rem;
  font-weight: 700;
}

@media (max-width: 760px) {
  .intro-grid,
  .founder-grid,
  .visit-grid,
  .feature-grid,
  .trust-grid,
  .value-grid,
  .value__grid,
  .program-grid,
  .pillar-grid,
  .link-grid,
  .two-col {
    grid-template-columns: 1fr;
  }
  .value__list,
  .values-list,
  .trust-list,
  .checklist,
  .bullets {
    grid-template-columns: 1fr;
  }
  .cta-inner {
    display: grid;
  }
  .cta-banner-inner {
    display: grid;
  }
}
/* betterly-css-safety-net:end */

/* =============================================================
   Page: Mortgage Services (catalog index)
   ============================================================= */

/* Catalog intro / hero */
.services-catalog {
  background:
    radial-gradient(circle at 90% 12%, rgba(var(--accent-rgb), 0.10), transparent 55%),
    radial-gradient(circle at 10% 90%, rgba(var(--primary-rgb), 0.08), transparent 60%),
    linear-gradient(180deg, var(--background) 0%, var(--surface) 100%);
  padding: 64px 0 56px;
  border-bottom: 1px solid var(--border-light);
  position: relative;
  overflow: hidden;
}
.services-catalog::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(var(--primary-rgb), 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(var(--primary-rgb), 0.05) 1px, transparent 1px);
  background-size: 48px 48px;
  background-position: -1px -1px;
  mask-image: radial-gradient(ellipse at 70% 20%, #000 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at 70% 20%, #000 30%, transparent 75%);
  pointer-events: none;
  z-index: 0;
}
.services-catalog__inner {
  max-width: var(--container);
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 380px);
  gap: 56px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.services-catalog__intro {
  max-width: 640px;
}

/* Hero decorative matrix panel */
.services-catalog__matrix {
  background: var(--background);
  border: 1px solid rgba(var(--primary-rgb), 0.16);
  border-radius: var(--radius-lg);
  padding: 22px 24px 20px;
  box-shadow: 0 18px 40px rgba(var(--primary-dark-rgb), 0.10);
  position: relative;
}
.services-catalog__matrix::before {
  content: "";
  position: absolute;
  top: -1px;
  left: -1px;
  right: -1px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--secondary) 65%, var(--accent) 100%);
  border-top-left-radius: var(--radius-lg);
  border-top-right-radius: var(--radius-lg);
}
.services-catalog__matrix-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 12px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--border-light);
  margin-bottom: 14px;
}
.services-catalog__matrix-eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary-dark);
}
.services-catalog__matrix-count {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-muted);
  font-variant-numeric: tabular-nums;
}
.services-catalog__matrix-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 6px;
}
.services-catalog__matrix-list li {
  display: grid;
  grid-template-columns: 118px minmax(0, 1fr);
  align-items: center;
  gap: 12px;
  padding: 8px 10px;
  border-radius: var(--radius);
  background: var(--surface);
  border: 1px solid var(--border-light);
}
.services-catalog__matrix-tag {
  font-size: 13px;
  font-weight: 700;
  color: var(--primary-dark);
  position: relative;
  padding-left: 32px;
  white-space: nowrap;
}
.services-catalog__matrix-tag::before {
  content: attr(data-t);
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.06em;
  color: var(--primary-ink);
  background: var(--primary);
  padding: 3px 6px;
  border-radius: var(--radius-sm);
}
.services-catalog__matrix-hint {
  font-size: 12.5px;
  color: var(--text-light);
  line-height: 1.35;
}
.services-catalog__matrix-foot {
  margin: 14px 0 0;
  padding-top: 12px;
  border-top: 1px dashed rgba(var(--primary-rgb), 0.18);
  font-size: 12px;
  color: var(--text-muted);
  text-align: center;
  letter-spacing: 0.01em;
}
.services-catalog__title {
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.15;
  margin: 8px 0 18px;
  letter-spacing: -0.02em;
  color: var(--text);
}
.services-catalog__answer {
  font-size: 17.5px;
  color: var(--text);
  line-height: 1.65;
  font-weight: 500;
  margin: 0 0 24px;
  max-width: 62ch;
}
.services-catalog__jump {
  list-style: none;
  padding: 0;
  margin: 8px 0 0;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.services-catalog__jump li {
  margin: 0;
}
.services-catalog__jump a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 14px;
  background: var(--surface);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-pill);
  color: var(--primary-dark);
  font-weight: 600;
  font-size: 13.5px;
  text-decoration: none;
  transition: background var(--transition), color var(--transition), border-color var(--transition);
}
.services-catalog__jump a:hover,
.services-catalog__jump a:focus-visible {
  background: rgba(var(--primary-rgb), 0.08);
  border-color: rgba(var(--primary-rgb), 0.35);
  color: var(--primary-dark);
}
.services-catalog__hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin: 28px 0 12px;
}
.services-catalog__hero-actions .btn {
  white-space: normal;
}
.services-catalog__hero-actions .btn--primary {
  box-shadow: 0 8px 20px rgba(var(--primary-rgb), 0.28);
}
.services-catalog__hero-actions .btn--ghost {
  background: var(--background);
  color: var(--primary-dark);
  border-color: var(--primary-dark);
  border-width: 2px;
  box-shadow: 0 2px 0 rgba(var(--primary-dark-rgb), 0.25), inset 0 0 0 1px rgba(var(--primary-dark-rgb), 0.08);
}
.services-catalog__hero-actions .btn--ghost:hover,
.services-catalog__hero-actions .btn--ghost:focus-visible {
  background: var(--primary-dark);
  color: var(--primary-ink);
  border-color: var(--primary-dark);
  box-shadow: 0 8px 20px rgba(var(--primary-dark-rgb), 0.28);
}
.services-catalog__hero-meta {
  margin: 6px 0 0;
  color: var(--text-muted);
  font-size: 13.5px;
  letter-spacing: 0.01em;
}

/* Service catalog cards grid (six services, 3+3 on desktop) */
.services-catalog__grid-section {
  background: var(--surface);
  padding: 80px 0;
}
.services-catalog__cards {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}
.services-catalog__card {
  background: var(--background);
  border: 1px solid rgba(var(--primary-rgb), 0.14);
  border-radius: var(--radius-lg);
  padding: 26px 24px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  scroll-margin-top: 96px;
  transition: border-color var(--transition), transform var(--transition), box-shadow var(--transition);
  box-shadow: 0 2px 6px rgba(15, 34, 49, 0.04);
  min-width: 0;
}
.services-catalog__card:hover {
  border-color: rgba(var(--primary-rgb), 0.5);
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(15, 34, 49, 0.10);
}
.services-catalog__card-head {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.services-catalog__card-kicker {
  font-family: var(--font-heading);
  font-size: 12px;
  font-weight: 700;
  color: var(--primary-dark);
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
.services-catalog__card-title {
  font-size: 19px;
  line-height: 1.3;
  margin: 0;
  color: var(--text);
}
.services-catalog__card-desc {
  color: var(--text-light);
  font-size: 14.5px;
  line-height: 1.6;
  margin: 0;
}
.services-catalog__card-meta {
  margin: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 8px;
  padding: 12px 14px;
  background: var(--surface);
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
}
.services-catalog__card-meta > div {
  display: grid;
  grid-template-columns: 130px 1fr;
  gap: 10px;
  align-items: baseline;
}
.services-catalog__card-meta dt {
  font-size: 11px;
  font-weight: 700;
  color: var(--text-muted);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin: 0;
}
.services-catalog__card-meta dd {
  margin: 0;
  color: var(--text);
  font-size: 13.5px;
  line-height: 1.5;
}
.services-catalog__card .card-link {
  margin-top: auto;
  align-self: flex-start;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 11px 18px;
  border: 1.5px solid var(--primary);
  border-radius: var(--radius);
  background: var(--primary);
  color: var(--primary-ink);
  font-size: 13.5px;
  font-weight: 700;
  letter-spacing: 0.01em;
  text-decoration: none;
  box-shadow: 0 4px 10px rgba(var(--primary-rgb), 0.20);
  transition: background var(--transition), border-color var(--transition), color var(--transition), transform var(--transition), box-shadow var(--transition);
}
.services-catalog__card .card-link:hover,
.services-catalog__card .card-link:focus-visible {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  color: var(--primary-ink);
  transform: translateX(2px);
  box-shadow: 0 8px 18px rgba(var(--primary-dark-rgb), 0.28);
}
.services-catalog__secondary {
  margin: 32px auto 0;
  max-width: 780px;
  text-align: center;
  color: var(--text-light);
  font-size: 14.5px;
  line-height: 1.7;
}
.services-catalog__secondary a {
  color: var(--primary-dark);
  font-weight: 600;
  text-decoration: underline;
  text-decoration-color: rgba(var(--primary-rgb), 0.3);
  text-underline-offset: 3px;
  margin: 0 2px;
}
.services-catalog__secondary a:hover {
  text-decoration-color: currentColor;
}

/* Method note */
.services-method {
  background: var(--background);
  padding: 80px 0;
}
.services-method__list {
  list-style: none;
  padding-left: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.services-method__item {
  display: flex;
  flex-direction: column;
  gap: 14px;
  padding: 26px 24px;
  background: var(--surface);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
}
.services-method__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--primary-ink);
  font-weight: 700;
  font-size: 16px;
  flex-shrink: 0;
}
.services-method__body {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.services-method__title {
  font-size: 17px;
  margin: 0;
  color: var(--text);
  line-height: 1.3;
}
.services-method__body p {
  color: var(--text-light);
  font-size: 14.5px;
  line-height: 1.6;
  margin: 0;
}
.services-method__note {
  margin: 32px auto 0;
  max-width: 820px;
  padding: 18px 24px;
  background: rgba(var(--accent-rgb), 0.10);
  border-left: 3px solid var(--accent);
  border-radius: var(--radius);
  color: var(--text);
  font-size: 14.5px;
  line-height: 1.65;
}
.services-method__note p {
  margin: 0;
}
.services-method__note strong {
  color: var(--text);
  font-weight: 700;
}
.services-method__links {
  margin: 28px auto 0;
  max-width: 820px;
  display: flex;
  flex-wrap: wrap;
  gap: 8px 22px;
  justify-content: center;
  align-items: baseline;
  color: var(--text-light);
  font-size: 14.5px;
  text-align: center;
}
.services-method__links a {
  color: var(--primary-dark);
  font-weight: 600;
  text-decoration: underline;
  text-decoration-color: rgba(var(--primary-rgb), 0.3);
  text-underline-offset: 3px;
}
.services-method__links a:hover {
  text-decoration-color: currentColor;
}

/* Single CTA on services page — text-only column, keep dark band ink */
body.page-services .cta-band {
  background:
    radial-gradient(ellipse at 20% 10%, rgba(var(--accent-rgb), 0.16), transparent 55%),
    radial-gradient(ellipse at 90% 90%, rgba(var(--secondary-rgb), 0.28), transparent 55%),
    linear-gradient(135deg, var(--surface-dark) 0%, var(--primary-dark) 100%);
  position: relative;
  overflow: hidden;
}
body.page-services .cta-band::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(var(--surface-dark-ink-rgb), 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(var(--surface-dark-ink-rgb), 0.05) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: radial-gradient(circle at 85% 50%, #000 20%, transparent 65%);
  -webkit-mask-image: radial-gradient(circle at 85% 50%, #000 20%, transparent 65%);
  pointer-events: none;
  z-index: 0;
}
body.page-services .cta-band__inner {
  grid-template-columns: 1fr;
  max-width: 900px;
  margin: 0 auto;
  text-align: left;
  position: relative;
  z-index: 1;
}
body.page-services .services-cta__frame {
  background: rgba(var(--surface-dark-ink-rgb), 0.04);
  border: 1px solid rgba(var(--surface-dark-ink-rgb), 0.14);
  border-radius: var(--radius-lg);
  padding: 36px 40px;
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.30);
}
.services-cta__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 24px;
}
body.page-services .services-cta__actions .btn--primary {
  background: var(--accent);
  color: var(--accent-ink);
  border-color: var(--accent);
  box-shadow: 0 8px 22px rgba(var(--accent-rgb), 0.35);
}
body.page-services .services-cta__actions .btn--primary:hover,
body.page-services .services-cta__actions .btn--primary:focus-visible {
  background: var(--surface-dark-ink);
  color: var(--primary-dark);
  border-color: var(--surface-dark-ink);
  box-shadow: 0 10px 26px rgba(0, 0, 0, 0.30);
}
body.page-services .services-cta__actions .btn--ghost {
  background: transparent;
  color: var(--surface-dark-ink);
  border-color: rgba(var(--surface-dark-ink-rgb), 0.5);
  border-width: 2px;
  box-shadow: none;
}
body.page-services .services-cta__actions .btn--ghost:hover,
body.page-services .services-cta__actions .btn--ghost:focus-visible {
  background: rgba(var(--surface-dark-ink-rgb), 0.14);
  color: var(--surface-dark-ink);
  border-color: var(--surface-dark-ink);
}

/* FAQ visual rhythm on services page (distinct band) */
body.page-services .faq {
  background: var(--bg-alt);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  position: relative;
}
body.page-services .faq .section-header {
  position: relative;
}
body.page-services .faq .section-eyebrow::before {
  content: "";
  display: inline-block;
  width: 22px;
  height: 2px;
  background: var(--accent);
  margin-right: 10px;
  vertical-align: middle;
}

/* Method note distinct band */
body.page-services .services-method {
  background:
    linear-gradient(180deg, var(--background) 0%, var(--background) 60%, var(--bg-alt) 100%);
}
body.page-services .services-method__item {
  position: relative;
  overflow: hidden;
}
body.page-services .services-method__item::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--secondary) 100%);
}

/* Nav dropdown clarity — additive fix for shared pattern */
.nav__sub {
  background-color: var(--background);
}

/* Responsive */
@media (max-width: 960px) {
  .services-catalog__inner { grid-template-columns: 1fr; gap: 32px; }
  .services-catalog__intro { max-width: 100%; }
  .services-catalog__matrix { max-width: 460px; margin: 0 auto; width: 100%; }
}
@media (max-width: 900px) {
  .services-catalog__cards { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .services-method__list { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .services-catalog { padding: 48px 0 40px; }
  .services-catalog__grid-section,
  .services-method { padding: 56px 0; }
  .services-catalog__cards { grid-template-columns: 1fr; }
  .services-catalog__card-meta > div { grid-template-columns: 1fr; gap: 2px; }
  .services-cta__actions { flex-direction: column; align-items: stretch; flex-wrap: wrap; }
  .services-cta__actions .btn { width: 100%; white-space: normal; }
  .services-method__links { flex-direction: column; gap: 8px; }
  .services-catalog__hero-actions { flex-direction: column; align-items: stretch; }
  .services-catalog__hero-actions .btn { width: 100%; white-space: normal; }
  body.page-services .services-cta__frame { padding: 24px 22px; }
  .services-catalog__matrix { padding: 18px 18px 16px; }
  .services-catalog__matrix-list li { grid-template-columns: 84px minmax(0, 1fr); gap: 10px; }
  .btn { white-space: normal; }
}

/* =============================================================
   Services hero: partner-logo backing badge (design-contract media)
   ============================================================= */
.services-catalog__partners {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 8px 14px;
  background: var(--background);
  border: 1px solid rgba(var(--primary-rgb), 0.16);
  border-radius: var(--radius-pill);
  box-shadow: 0 4px 14px rgba(var(--primary-dark-rgb), 0.08);
  margin: 0 0 18px;
  max-width: 100%;
  flex-wrap: wrap;
}
.services-catalog__partners-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--text-muted);
}
.services-catalog__partners-logos {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}
.services-catalog__partners-logos img {
  height: 20px;
  width: auto;
  display: block;
}
.services-catalog__partners-sep {
  color: var(--text-muted);
  font-weight: 700;
  font-size: 14px;
}

/* =============================================================
   Distinct band treatments to lift section rhythm
   ============================================================= */
/* Proof-band on About: adds visible framing so proof section reads
   as a distinct trust-band, not plain content. */
body.page-about .proof-band {
  background:
    linear-gradient(180deg, var(--bg-alt) 0%, var(--surface) 100%);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  position: relative;
}
body.page-about .proof-band::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: min(280px, 60%);
  height: 3px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 100%);
  border-radius: 0 0 3px 3px;
}
body.page-about .proof-band .trust__item {
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 22px 16px;
  gap: 8px;
}

/* Contact/CTA band variant flag — visible frame accent */
.cta-band--contact {
  position: relative;
}
.cta-band--contact::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 50%, var(--secondary) 100%);
}
body.page-about .cta-band--contact {
  border-top: 1px solid rgba(var(--surface-dark-ink-rgb), 0.15);
}

/* Services rhythm — alternate band accents so 17 subsections don't
   read as a single visual plane. */
.services-band {
  position: relative;
}
.services-band--surface {
  background:
    linear-gradient(180deg, var(--surface) 0%, var(--background) 100%);
  border-top: 1px solid var(--border-light);
}
.services-band--method {
  background:
    linear-gradient(180deg, var(--background) 0%, var(--bg-alt) 100%);
  border-top: 1px solid var(--border-light);
}
.services-band--surface::before,
.services-band--method::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: min(220px, 50%);
  height: 2px;
  background: linear-gradient(90deg, transparent 0%, var(--primary) 50%, transparent 100%);
  opacity: 0.6;
}

@media (max-width: 640px) {
  .services-catalog__partners { padding: 6px 12px; gap: 8px; }
  .services-catalog__partners-logos img { height: 18px; }
}

/* W170 mobile overflow repair */
@media (max-width: 480px) {
  a.nav__sub-link { min-width: 0 !important; max-width: 100% !important; }
  caption.page-rates__table-caption { min-width: 0 !important; max-width: 100% !important; }
  table.page-rates__table { min-width: 0 !important; max-width: 100% !important; }
  ul#products-sub.nav__sub { min-width: 0 !important; max-width: 100% !important; }
}
/* /W170 mobile overflow repair */

/* =============================================================
   Page: Client Reviews (page-scoped)
   ============================================================= */

/* 1. Topic intro — practical overview + score snapshot */
body.page-reviews .page-reviews__intro {
  background:
    radial-gradient(circle at 85% 10%, rgba(var(--accent-rgb), 0.10), transparent 55%),
    radial-gradient(circle at 10% 90%, rgba(var(--primary-rgb), 0.08), transparent 60%),
    linear-gradient(180deg, var(--background) 0%, var(--surface) 100%);
  padding: 72px 0 56px;
  border-bottom: 1px solid var(--border-light);
  position: relative;
  overflow: hidden;
}
body.page-reviews .page-reviews__intro::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(var(--primary-rgb), 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(var(--primary-rgb), 0.05) 1px, transparent 1px);
  background-size: 48px 48px;
  background-position: -1px -1px;
  mask-image: radial-gradient(ellipse at 90% 100%, #000 20%, transparent 70%);
  -webkit-mask-image: radial-gradient(ellipse at 90% 100%, #000 20%, transparent 70%);
  pointer-events: none;
  z-index: 0;
}
body.page-reviews .page-reviews__intro-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 380px);
  gap: 48px;
  align-items: start;
  position: relative;
  z-index: 1;
}
body.page-reviews .page-reviews__intro-copy {
  max-width: 640px;
}
body.page-reviews .page-reviews__title {
  font-size: clamp(30px, 4vw, 46px);
  line-height: 1.15;
  margin: 8px 0 18px;
  letter-spacing: -0.02em;
  color: var(--text);
}
body.page-reviews .page-reviews__answer {
  font-size: 17.5px;
  color: var(--text);
  line-height: 1.65;
  font-weight: 500;
  margin: 0 0 14px;
  max-width: 62ch;
}
body.page-reviews .page-reviews__temporal {
  font-size: 13.5px;
  color: var(--text-muted);
  margin: 0 0 20px;
  letter-spacing: 0.01em;
}
body.page-reviews .page-reviews__jump {
  list-style: none;
  padding: 0;
  margin: 8px 0 0;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
body.page-reviews .page-reviews__jump li { margin: 0; }
body.page-reviews .page-reviews__jump a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 14px;
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-pill);
  color: var(--primary-dark);
  font-weight: 600;
  font-size: 13.5px;
  text-decoration: none;
  transition: background var(--transition), color var(--transition), border-color var(--transition);
}
body.page-reviews .page-reviews__jump a:hover,
body.page-reviews .page-reviews__jump a:focus-visible {
  background: rgba(var(--primary-rgb), 0.08);
  border-color: rgba(var(--primary-rgb), 0.35);
  color: var(--primary-dark);
}

/* Score snapshot card */
body.page-reviews .page-reviews__snapshot {
  background: var(--background);
  border: 1px solid rgba(var(--primary-rgb), 0.16);
  border-radius: var(--radius-lg);
  padding: 24px 26px 20px;
  box-shadow: 0 18px 40px rgba(var(--primary-dark-rgb), 0.10);
  position: relative;
}
body.page-reviews .page-reviews__snapshot::before {
  content: "";
  position: absolute;
  top: -1px;
  left: -1px;
  right: -1px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--secondary) 65%, var(--accent) 100%);
  border-top-left-radius: var(--radius-lg);
  border-top-right-radius: var(--radius-lg);
}
body.page-reviews .page-reviews__snapshot-media {
  margin: 2px 0 16px;
  padding: 14px 14px 10px;
  background: linear-gradient(180deg, rgba(var(--primary-rgb), 0.05) 0%, rgba(var(--accent-rgb), 0.06) 100%);
  border: 1px solid rgba(var(--primary-rgb), 0.10);
  border-radius: var(--radius);
}
body.page-reviews .page-reviews__snapshot-svg {
  display: block;
  width: 100%;
  height: auto;
  color: var(--accent);
}
body.page-reviews .page-reviews__snapshot-caption {
  margin: 8px 0 0;
  font-size: 11.5px;
  font-weight: 600;
  color: var(--text-muted);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  text-align: center;
}
body.page-reviews .page-reviews__snapshot-head {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--border-light);
  margin-bottom: 14px;
}
body.page-reviews .page-reviews__snapshot-score {
  font-family: var(--font-heading);
  font-size: 48px;
  font-weight: 700;
  color: var(--primary-dark);
  line-height: 1;
  letter-spacing: -0.02em;
}
body.page-reviews .page-reviews__snapshot-detail {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
body.page-reviews .page-reviews__snapshot-label {
  font-size: 13px;
  color: var(--text-light);
  line-height: 1.3;
}
body.page-reviews .page-reviews__snapshot-grid {
  margin: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 10px;
}
body.page-reviews .page-reviews__snapshot-grid > div {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2px;
  padding: 10px 12px;
  background: var(--surface);
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
}
body.page-reviews .page-reviews__snapshot-grid dt {
  font-size: 11px;
  font-weight: 700;
  color: var(--text-muted);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin: 0;
}
body.page-reviews .page-reviews__snapshot-grid dd {
  margin: 0;
  color: var(--text);
  font-size: 13.5px;
  line-height: 1.5;
}

/* 2. Grouped review themes */
body.page-reviews .page-reviews__themes {
  background: var(--background);
  padding: 80px 0;
  border-top: 1px solid var(--border-light);
}
body.page-reviews .page-reviews__themes-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
  counter-reset: theme;
}
body.page-reviews .page-reviews__theme {
  background: var(--surface);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 26px 26px 24px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  scroll-margin-top: 96px;
  position: relative;
  overflow: hidden;
  transition: border-color var(--transition), transform var(--transition), box-shadow var(--transition);
  box-shadow: 0 2px 6px rgba(15, 34, 49, 0.04);
}
body.page-reviews .page-reviews__theme::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--secondary) 100%);
}
body.page-reviews .page-reviews__theme:hover {
  border-color: rgba(var(--primary-rgb), 0.4);
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(15, 34, 49, 0.10);
}
body.page-reviews .page-reviews__theme--feature {
  grid-column: span 2;
  background: var(--bg-alt);
  border-color: rgba(var(--primary-rgb), 0.18);
}
body.page-reviews .page-reviews__theme--feature::before {
  background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 100%);
}
body.page-reviews .page-reviews__theme-head {
  display: grid;
  grid-template-columns: 56px minmax(0, 1fr);
  gap: 16px;
  align-items: start;
}
body.page-reviews .page-reviews__theme-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--primary-ink);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 15px;
  letter-spacing: 0.02em;
  flex-shrink: 0;
}
body.page-reviews .page-reviews__theme-kicker {
  font-family: var(--font-heading);
  font-size: 11.5px;
  font-weight: 700;
  color: var(--primary-dark);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin: 0 0 4px;
}
body.page-reviews .page-reviews__theme-title {
  font-size: 19px;
  line-height: 1.3;
  margin: 0;
  color: var(--text);
}
body.page-reviews .page-reviews__theme-desc {
  color: var(--text-light);
  font-size: 14.5px;
  line-height: 1.65;
  margin: 0;
}
/* Review card inside a theme — tune for the inline, nested use */
body.page-reviews .page-reviews__theme .review {
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 18px 20px;
  margin: 2px 0 0;
  gap: 10px;
}
body.page-reviews .page-reviews__theme--feature .review {
  background: var(--background);
  border-color: rgba(var(--primary-rgb), 0.18);
}
body.page-reviews .page-reviews__theme .review__quote {
  color: var(--text);
  font-size: 15.5px;
  line-height: 1.7;
  font-style: italic;
}
body.page-reviews .page-reviews__themes-note {
  margin: 36px auto 0;
  max-width: 820px;
  text-align: center;
  color: var(--text-muted);
  font-size: 13.5px;
  line-height: 1.65;
}

/* 3. FAQ visual rhythm on reviews page (distinct band) */
body.page-reviews .faq {
  background: var(--bg-alt);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}
body.page-reviews .faq .section-eyebrow::before {
  content: "";
  display: inline-block;
  width: 22px;
  height: 2px;
  background: var(--accent);
  margin-right: 10px;
  vertical-align: middle;
}

/* 4. CTA band — related navigation + single next step */
body.page-reviews .page-reviews__cta {
  background:
    radial-gradient(ellipse at 20% 10%, rgba(var(--accent-rgb), 0.14), transparent 55%),
    radial-gradient(ellipse at 90% 90%, rgba(var(--secondary-rgb), 0.26), transparent 55%),
    linear-gradient(135deg, var(--surface-dark) 0%, var(--primary-dark) 100%);
  position: relative;
  overflow: hidden;
}
body.page-reviews .page-reviews__cta-inner {
  grid-template-columns: 1fr;
  max-width: 980px;
  margin: 0 auto;
  text-align: left;
  position: relative;
  z-index: 1;
}
body.page-reviews .page-reviews__related {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin: 10px 0 28px;
}
body.page-reviews .page-reviews__related-link {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 18px 18px 20px;
  background: rgba(var(--surface-dark-ink-rgb), 0.06);
  border: 1px solid rgba(var(--surface-dark-ink-rgb), 0.16);
  border-radius: var(--radius-lg);
  color: var(--surface-dark-ink);
  text-decoration: none;
  transition: background var(--transition), border-color var(--transition), transform var(--transition);
  min-width: 0;
}
body.page-reviews .page-reviews__related-link:hover,
body.page-reviews .page-reviews__related-link:focus-visible {
  background: rgba(var(--surface-dark-ink-rgb), 0.12);
  border-color: var(--accent);
  color: var(--surface-dark-ink);
  transform: translateY(-2px);
}
body.page-reviews .page-reviews__related-kicker {
  font-family: var(--font-heading);
  font-size: 11px;
  font-weight: 700;
  color: var(--accent);
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
body.page-reviews .page-reviews__related-title {
  font-family: var(--font-heading);
  font-size: 17px;
  font-weight: 700;
  color: var(--surface-dark-ink);
  line-height: 1.3;
}
body.page-reviews .page-reviews__related-desc {
  color: rgba(var(--surface-dark-ink-rgb), 0.82);
  font-size: 13.5px;
  line-height: 1.55;
}
body.page-reviews .cta-band__contact {
  flex-wrap: wrap;
}
body.page-reviews .page-reviews__cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 24px;
}
body.page-reviews .page-reviews__cta-actions .btn--primary {
  background: var(--accent);
  color: var(--accent-ink);
  border-color: var(--accent);
  box-shadow: 0 8px 22px rgba(var(--accent-rgb), 0.35);
}
body.page-reviews .page-reviews__cta-actions .btn--primary:hover,
body.page-reviews .page-reviews__cta-actions .btn--primary:focus-visible {
  background: var(--surface-dark-ink);
  color: var(--primary-dark);
  border-color: var(--surface-dark-ink);
}
body.page-reviews .page-reviews__cta-actions .btn--ghost {
  background: transparent;
  color: var(--surface-dark-ink);
  border-color: rgba(var(--surface-dark-ink-rgb), 0.5);
  border-width: 2px;
  box-shadow: none;
}
body.page-reviews .page-reviews__cta-actions .btn--ghost:hover,
body.page-reviews .page-reviews__cta-actions .btn--ghost:focus-visible {
  background: rgba(var(--surface-dark-ink-rgb), 0.14);
  color: var(--surface-dark-ink);
  border-color: var(--surface-dark-ink);
}

/* Responsive — reviews page */
@media (max-width: 1024px) {
  body.page-reviews .page-reviews__intro-inner {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  body.page-reviews .page-reviews__snapshot {
    max-width: 520px;
    width: 100%;
  }
}
@media (max-width: 900px) {
  body.page-reviews .page-reviews__themes-list {
    grid-template-columns: 1fr;
  }
  body.page-reviews .page-reviews__theme--feature {
    grid-column: auto;
  }
  body.page-reviews .page-reviews__related {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 640px) {
  body.page-reviews .page-reviews__intro { padding: 48px 0 40px; }
  body.page-reviews .page-reviews__themes { padding: 56px 0; }
  body.page-reviews .page-reviews__theme { padding: 22px 20px 20px; }
  body.page-reviews .page-reviews__theme-head { grid-template-columns: 44px minmax(0, 1fr); gap: 12px; }
  body.page-reviews .page-reviews__theme-num { width: 40px; height: 40px; font-size: 13.5px; }
  body.page-reviews .page-reviews__snapshot-score { font-size: 40px; }
  body.page-reviews .page-reviews__cta-actions {
    flex-direction: column;
    align-items: stretch;
  }
  body.page-reviews .page-reviews__cta-actions .btn {
    width: 100%;
    white-space: normal;
  }
  body.page-reviews .page-reviews__cta-call {
    white-space: normal;
    overflow-wrap: anywhere;
  }
  body.page-reviews .cta-band__contact a {
    white-space: normal;
    overflow-wrap: anywhere;
  }
}

/* =============================================================
   Page: Contact (page-scoped — functional_contact archetype)
   ============================================================= */

/* 1. Intro band — answer-first + 4 direct contact methods */
body.page-contact .page-contact__intro {
  background:
    radial-gradient(circle at 85% 10%, rgba(var(--accent-rgb), 0.09), transparent 55%),
    radial-gradient(circle at 10% 90%, rgba(var(--primary-rgb), 0.07), transparent 60%),
    linear-gradient(180deg, var(--background) 0%, var(--surface) 100%);
  padding: 72px 0 56px;
  border-bottom: 1px solid var(--border-light);
  position: relative;
  overflow: hidden;
}
body.page-contact .page-contact__intro::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(var(--primary-rgb), 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(var(--primary-rgb), 0.05) 1px, transparent 1px);
  background-size: 48px 48px;
  background-position: -1px -1px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.6) 0%, transparent 85%);
  pointer-events: none;
}
body.page-contact .page-contact__intro-inner {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(280px, 0.9fr);
  gap: 48px;
  align-items: start;
}
body.page-contact .page-contact__eyebrow {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0 0 18px;
}
body.page-contact .page-contact__title {
  font-size: clamp(28px, 3.3vw, 38px);
  line-height: 1.15;
  letter-spacing: -0.01em;
  color: var(--text);
  margin: 0 0 18px;
  text-wrap: balance;
}
body.page-contact .page-contact__title em {
  font-style: normal;
  color: var(--primary-dark);
  background: linear-gradient(180deg, transparent 70%, rgba(var(--accent-rgb), 0.28) 70%);
  padding: 0 2px;
}
body.page-contact .page-contact__answer {
  font-size: 17px;
  line-height: 1.65;
  color: var(--text-light);
  margin: 0 0 14px;
  max-width: 60ch;
}
body.page-contact .page-contact__answer a {
  color: var(--primary-dark);
  font-weight: 600;
  text-decoration: underline;
  text-decoration-color: rgba(var(--accent-rgb), 0.6);
  text-underline-offset: 3px;
}
body.page-contact .page-contact__answer a:hover {
  color: var(--secondary-dark);
}
body.page-contact .page-contact__temporal {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  border-radius: var(--radius-pill);
  background: rgba(var(--primary-rgb), 0.08);
  color: var(--primary-dark);
  font-size: 12.5px;
  font-weight: 600;
  margin: 4px 0 0;
}

/* Direct contact methods aside */
body.page-contact .page-contact__methods {
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 0 24px 24px;
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}
body.page-contact .page-contact__methods::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 50%, var(--secondary) 100%);
  opacity: 0.95;
  z-index: 2;
}
body.page-contact .page-contact__methods-visual {
  margin: 0 -24px 18px;
  padding: 14px 24px 10px;
  background:
    radial-gradient(circle at 15% 50%, rgba(var(--accent-rgb), 0.12), transparent 55%),
    linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  color: var(--primary-ink);
  border-bottom: 1px solid rgba(var(--primary-dark-rgb), 0.35);
  position: relative;
}
body.page-contact .page-contact__methods-art {
  display: block;
  width: 100%;
  height: auto;
  max-height: 128px;
}
body.page-contact .page-contact__methods-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 14px;
}
body.page-contact .page-contact__method {
  display: grid;
  grid-template-columns: 1fr;
  gap: 4px;
  padding: 12px 0;
  border-bottom: 1px dashed var(--border-light);
}
body.page-contact .page-contact__method:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}
body.page-contact .page-contact__method-label {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary-dark);
}
body.page-contact .page-contact__method-value {
  font-size: 18px;
  font-weight: 700;
  color: var(--text);
  line-height: 1.3;
}
body.page-contact a.page-contact__method-value {
  color: var(--primary-dark);
  text-decoration: none;
  border-bottom: 2px solid rgba(var(--accent-rgb), 0.5);
  padding-bottom: 1px;
}
body.page-contact a.page-contact__method-value:hover {
  color: var(--secondary-dark);
  border-bottom-color: var(--accent);
}
body.page-contact .page-contact__method-hint {
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.5;
}

/* 2. Intake form section */
body.page-contact .page-contact__form-section {
  background:
    linear-gradient(180deg, var(--background) 0%, var(--bg-alt) 100%);
  padding: 72px 0;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}
body.page-contact .page-contact__form-inner {
  max-width: 820px;
  margin: 0 auto;
}
body.page-contact .page-contact__form-head {
  text-align: center;
  margin: 0 auto 32px;
  max-width: 680px;
}
body.page-contact .page-contact__form {
  padding: 32px;
}
body.page-contact .page-contact__req {
  color: var(--accent);
  margin-left: 2px;
}
body.page-contact .page-contact__consent {
  margin-top: 4px;
}
body.page-contact .page-contact__consent-label {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  color: var(--text-light);
  font-weight: 500;
  font-size: 14px;
  letter-spacing: 0;
  line-height: 1.5;
  cursor: pointer;
}
body.page-contact .page-contact__consent-label input[type="checkbox"] {
  margin: 3px 0 0;
  width: 16px;
  height: 16px;
  flex: 0 0 16px;
  accent-color: var(--primary);
}
body.page-contact .cta-form__note a {
  color: var(--primary-dark);
  font-weight: 600;
}

/* 3. Hours + service area */
body.page-contact .page-contact__ops {
  background: var(--background);
  padding: 72px 0;
}
body.page-contact .page-contact__ops-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
}
body.page-contact .page-contact__ops-card {
  background: var(--surface);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
}
body.page-contact .page-contact__ops-head {
  margin: 0 0 12px;
}
body.page-contact .page-contact__ops-title {
  font-size: clamp(22px, 2.4vw, 26px);
  margin: 6px 0 0;
}
body.page-contact .page-contact__ops-answer {
  color: var(--text-light);
  font-size: 15.5px;
  line-height: 1.65;
  margin: 0 0 18px;
}

/* Hours block */
body.page-contact .page-contact__hours {
  margin: 0 0 16px;
  padding: 16px 0 4px;
  border-top: 1px solid var(--border-light);
  display: grid;
  gap: 0;
}
body.page-contact .page-contact__hours-row {
  display: grid;
  grid-template-columns: 120px 1fr;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px dashed var(--border-light);
  font-size: 15px;
  align-items: baseline;
}
body.page-contact .page-contact__hours-row:last-child {
  border-bottom: 0;
}
body.page-contact .page-contact__hours-row dt {
  color: var(--primary-dark);
  font-weight: 700;
  margin: 0;
}
body.page-contact .page-contact__hours-row dd {
  color: var(--text);
  margin: 0;
  font-weight: 500;
}
body.page-contact .page-contact__hours-row--muted dd {
  color: var(--text-muted);
  font-weight: 500;
}
body.page-contact .page-contact__ops-note {
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.6;
  margin: 10px 0 0;
  padding: 10px 12px;
  background: rgba(var(--primary-rgb), 0.05);
  border-left: 3px solid rgba(var(--primary-rgb), 0.4);
  border-radius: 0 var(--radius) var(--radius) 0;
}

/* Map / service area card */
body.page-contact .page-contact__ops-card--map {
  background:
    linear-gradient(180deg, var(--surface) 0%, var(--background) 100%);
}
body.page-contact .page-contact__map {
  margin: 0 0 16px;
  padding: 18px 18px 12px;
  background:
    radial-gradient(circle at 20% 85%, rgba(var(--accent-rgb), 0.10), transparent 60%),
    linear-gradient(180deg, var(--background) 0%, var(--surface) 100%);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  color: var(--primary);
  position: relative;
}
body.page-contact .page-contact__map::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: var(--radius-lg);
  pointer-events: none;
  box-shadow: inset 0 1px 0 rgba(var(--background-rgb), 0.8), inset 0 -1px 0 rgba(var(--primary-rgb), 0.06);
}
body.page-contact .page-contact__map-svg {
  display: block;
  width: 100%;
  height: auto;
  color: var(--primary);
}
body.page-contact .page-contact__map-caption {
  font-size: 12.5px;
  color: var(--text-muted);
  margin: 10px 0 0;
  text-align: center;
}
body.page-contact .page-contact__regions {
  list-style: none;
  padding: 0;
  margin: 0 0 10px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px 16px;
}
body.page-contact .page-contact__regions li {
  position: relative;
  padding-left: 16px;
  font-size: 14px;
  color: var(--text);
  line-height: 1.5;
}
body.page-contact .page-contact__regions li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 0.65em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--accent);
}

/* 4. FAQ shim (uses shared .faq / .faq-item / .faq-item__q / .faq-item__a) */
body.page-contact .page-contact__faq {
  background: var(--bg-alt);
  padding: 72px 0;
  border-top: 1px solid var(--border-light);
}
body.page-contact .faq-item__a a {
  color: var(--primary-dark);
  font-weight: 600;
  text-decoration: underline;
  text-decoration-color: rgba(var(--accent-rgb), 0.55);
  text-underline-offset: 2px;
}
body.page-contact .faq-item__a a:hover {
  color: var(--secondary-dark);
}

/* Responsive */
@media (max-width: 960px) {
  body.page-contact .page-contact__intro-inner {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  body.page-contact .page-contact__ops-inner {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 640px) {
  body.page-contact .page-contact__intro { padding: 48px 0 36px; }
  body.page-contact .page-contact__form-section { padding: 48px 0; }
  body.page-contact .page-contact__ops { padding: 48px 0; }
  body.page-contact .page-contact__faq { padding: 48px 0; }
  body.page-contact .page-contact__form { padding: 22px; }
  body.page-contact .page-contact__ops-card { padding: 22px; }
  body.page-contact .page-contact__hours-row {
    grid-template-columns: 110px 1fr;
    font-size: 14.5px;
  }
  body.page-contact .page-contact__regions {
    grid-template-columns: 1fr;
  }
  body.page-contact .page-contact__method-value {
    font-size: 16.5px;
    overflow-wrap: anywhere;
  }
  body.page-contact .page-contact__methods::before {
    left: 16px;
    right: 16px;
  }
  body.page-contact .page-contact__methods {
    padding: 0 20px 20px;
  }
  body.page-contact .page-contact__methods-visual {
    margin: 0 -20px 16px;
    padding: 12px 20px 8px;
  }
  body.page-contact .page-contact__methods-art {
    max-height: 108px;
  }
}

/* =============================================================
   Page: Blog
   ============================================================= */
body.page-blog .page-blog__intro {
  position: relative;
  background: linear-gradient(135deg, var(--surface) 0%, var(--background) 55%, rgba(var(--primary-rgb), 0.05) 100%);
  padding: 72px 0 56px;
  border-bottom: 1px solid rgba(var(--primary-rgb), 0.1);
}
body.page-blog .page-blog__intro-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr);
  gap: 56px;
  align-items: start;
}
body.page-blog .page-blog__intro-copy {
  min-width: 0;
}
body.page-blog .page-blog__eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--primary-dark);
  margin: 0 0 14px;
}
body.page-blog .page-blog__title {
  font-size: clamp(30px, 3.8vw, 44px);
  color: var(--text);
  margin: 0 0 18px;
  line-height: 1.14;
  letter-spacing: -0.015em;
}
body.page-blog .page-blog__answer {
  font-size: 17.5px;
  line-height: 1.65;
  color: var(--text-light);
  margin: 0 0 18px;
  max-width: 56ch;
}
body.page-blog .page-blog__temporal {
  display: inline-block;
  padding: 6px 12px;
  margin: 0 0 22px;
  background: rgba(var(--primary-rgb), 0.08);
  color: var(--primary-dark);
  font-size: 13px;
  font-weight: 600;
  border-radius: var(--radius-pill);
  letter-spacing: 0.02em;
}
body.page-blog .page-blog__meta-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
  font-size: 14.5px;
  color: var(--text-light);
  border-top: 1px dashed rgba(var(--primary-rgb), 0.18);
  padding-top: 18px;
}
body.page-blog .page-blog__meta-list li {
  line-height: 1.5;
}
body.page-blog .page-blog__meta-list strong {
  color: var(--text);
  font-weight: 700;
  margin-right: 4px;
}
body.page-blog .page-blog__bottomline {
  background: var(--surface-dark);
  color: var(--surface-dark-ink);
  border-radius: var(--radius-lg);
  padding: 32px 30px;
  box-shadow: var(--shadow-lg);
  border-top: 4px solid var(--accent);
  position: relative;
  overflow: hidden;
}
body.page-blog .page-blog__bottomline::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 100% 0%, rgba(var(--accent-rgb), 0.18) 0%, transparent 55%),
    linear-gradient(135deg, transparent 55%, rgba(var(--primary-light-rgb), 0.25) 100%);
  pointer-events: none;
  z-index: 0;
}
body.page-blog .page-blog__bottomline > * {
  position: relative;
  z-index: 1;
}
body.page-blog .page-blog__bottomline-kicker {
  margin: 0 0 10px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--accent);
}
body.page-blog .page-blog__bottomline-title {
  font-size: 22px;
  line-height: 1.3;
  color: var(--surface-dark-ink);
  margin: 0 0 14px;
  letter-spacing: -0.01em;
}
body.page-blog .page-blog__bottomline-desc {
  font-size: 15px;
  line-height: 1.65;
  color: rgba(var(--surface-dark-ink-rgb), 0.85);
  margin: 0 0 22px;
}
body.page-blog .page-blog__bottomline-cta {
  width: 100%;
  text-align: center;
  justify-content: center;
  background: #ffffff;
  border: 2px solid #ffffff;
  color: var(--primary-dark);
  padding: 15px 22px;
  font-size: 16px;
  font-weight: 700;
  box-shadow: 0 8px 22px rgba(0, 0, 0, 0.35), 0 0 0 1px rgba(var(--accent-rgb), 0.6);
}
body.page-blog .page-blog__bottomline-cta:hover,
body.page-blog .page-blog__bottomline-cta:focus-visible {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--accent-ink);
}

body.page-blog .page-blog__featured {
  background: var(--background);
  padding: 88px 0 72px;
}
body.page-blog .page-blog__section-head {
  max-width: 820px;
  margin: 0 auto 44px;
  text-align: center;
}
body.page-blog .page-blog__cards {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}
body.page-blog .page-blog__card {
  display: flex;
  flex-direction: column;
  background: var(--background);
  border: 1px solid rgba(var(--primary-rgb), 0.14);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: border-color var(--transition), transform var(--transition), box-shadow var(--transition);
  min-width: 0;
  box-shadow: 0 2px 6px rgba(15, 34, 49, 0.04);
}
body.page-blog .page-blog__card:hover {
  border-color: rgba(var(--primary-rgb), 0.4);
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(15, 34, 49, 0.10);
}
body.page-blog .page-blog__card--feature {
  grid-column: span 2;
  grid-row: span 1;
  flex-direction: row;
}
body.page-blog .page-blog__card--feature .page-blog__card-media {
  flex: 0 0 46%;
  aspect-ratio: auto;
  min-height: 100%;
}
body.page-blog .page-blog__card--feature .page-blog__card-media img {
  height: 100%;
}
body.page-blog .page-blog__card--feature .page-blog__card-body {
  flex: 1;
}
body.page-blog .page-blog__card-media {
  display: block;
  overflow: hidden;
  background: var(--bg-alt);
  aspect-ratio: 3 / 2;
  position: relative;
}
body.page-blog .page-blog__card-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transition: transform var(--transition-slow);
  filter: saturate(0.95);
}
body.page-blog .page-blog__card:hover .page-blog__card-media img {
  transform: scale(1.03);
}
body.page-blog .page-blog__card-body {
  padding: 22px 24px 24px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  min-width: 0;
}
body.page-blog .page-blog__card-tags {
  list-style: none;
  padding: 0;
  margin: 0 0 2px;
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}
body.page-blog .page-blog__card-tags li {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--primary-dark);
  background: rgba(var(--primary-rgb), 0.08);
  padding: 3px 9px;
  border-radius: var(--radius-pill);
  line-height: 1.4;
}
body.page-blog .page-blog__card-tags li:nth-child(3) {
  background: rgba(var(--accent-rgb), 0.14);
  color: var(--accent);
}
body.page-blog .page-blog__card-title {
  font-size: 18px;
  line-height: 1.3;
  margin: 2px 0 6px;
  color: var(--text);
  letter-spacing: -0.005em;
}
body.page-blog .page-blog__card--feature .page-blog__card-title {
  font-size: 22px;
}
body.page-blog .page-blog__card-title a {
  color: inherit;
  text-decoration: none;
  background-image: linear-gradient(transparent 92%, rgba(var(--primary-rgb), 0.35) 92%);
  background-size: 0 100%;
  background-repeat: no-repeat;
  transition: background-size var(--transition);
}
body.page-blog .page-blog__card-title a:hover,
body.page-blog .page-blog__card-title a:focus-visible {
  color: var(--primary-dark);
  background-size: 100% 100%;
}
body.page-blog .page-blog__card-desc {
  font-size: 14.5px;
  line-height: 1.65;
  color: var(--text-light);
  margin: 0;
  flex-grow: 1;
}
body.page-blog .page-blog__card-why {
  background: rgba(var(--accent-rgb), 0.08);
  border-left: 3px solid var(--accent);
  padding: 10px 14px;
  margin: 6px 0 4px;
  font-size: 13.5px;
  color: var(--text);
  line-height: 1.55;
  border-radius: 0 var(--radius) var(--radius) 0;
}
body.page-blog .page-blog__card-why-label {
  display: inline-block;
  font-weight: 700;
  color: var(--primary-dark);
  margin-right: 4px;
}
body.page-blog .page-blog__card .card-link {
  margin-top: 4px;
}
body.page-blog .page-blog__card-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  align-self: flex-start;
  margin-top: 10px;
  padding: 11px 18px;
  background: var(--primary);
  color: var(--primary-ink);
  border: 1.5px solid var(--primary);
  border-radius: var(--radius);
  font-family: var(--font-heading);
  font-size: 13.5px;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: 0.02em;
  box-shadow: 0 3px 10px rgba(var(--primary-rgb), 0.22);
  transition: background var(--transition), color var(--transition), border-color var(--transition), transform var(--transition), box-shadow var(--transition);
}
body.page-blog .page-blog__card-cta span[aria-hidden="true"] {
  transition: transform var(--transition);
}
body.page-blog .page-blog__card-cta:hover,
body.page-blog .page-blog__card-cta:focus-visible {
  background: var(--primary-dark);
  color: var(--primary-ink);
  border-color: var(--primary-dark);
  box-shadow: 0 6px 16px rgba(var(--primary-rgb), 0.35);
}
body.page-blog .page-blog__card-cta:hover span[aria-hidden="true"],
body.page-blog .page-blog__card-cta:focus-visible span[aria-hidden="true"] {
  transform: translateX(3px);
}

body.page-blog .page-blog__tracks {
  background: var(--surface);
  padding: 88px 0;
  border-top: 1px solid var(--border-light);
}
body.page-blog .page-blog__tracks-list {
  list-style: none;
  padding: 0;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
  max-width: 920px;
  counter-reset: none;
}
body.page-blog .page-blog__track {
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 22px;
  padding: 24px 26px 26px;
  background: var(--background);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  align-items: start;
  transition: border-color var(--transition), transform var(--transition);
}
body.page-blog .page-blog__track:hover {
  border-color: rgba(var(--primary-rgb), 0.3);
  transform: translateX(2px);
}
body.page-blog .page-blog__track-num {
  font-family: var(--font-heading);
  font-size: 28px;
  font-weight: 700;
  color: var(--primary-dark);
  background: rgba(var(--primary-rgb), 0.08);
  border-radius: var(--radius);
  width: 64px;
  height: 64px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  letter-spacing: -0.02em;
}
body.page-blog .page-blog__track-title {
  font-size: 19px;
  color: var(--text);
  margin: 0 0 8px;
  letter-spacing: -0.005em;
}
body.page-blog .page-blog__track-desc {
  font-size: 15px;
  line-height: 1.65;
  color: var(--text-light);
  margin: 0 0 10px;
}
body.page-blog .page-blog__track-sample {
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--text-muted);
  margin: 0;
  padding: 10px 14px;
  background: var(--surface);
  border-radius: var(--radius);
}
body.page-blog .page-blog__track-sample em {
  color: var(--primary-dark);
  font-weight: 700;
  font-style: normal;
  margin-right: 2px;
}
body.page-blog .page-blog__tracks-note {
  margin: 32px auto 0;
  max-width: 820px;
  text-align: center;
  color: var(--text-light);
  font-size: 14.5px;
  line-height: 1.65;
}

body.page-blog .page-blog__faq {
  background: var(--background);
}

body.page-blog .page-blog__cta {
  padding: 72px 0;
}
body.page-blog .page-blog__cta-inner {
  grid-template-columns: 1fr;
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}
body.page-blog .page-blog__cta .cta-band__desc {
  max-width: 60ch;
  margin-left: auto;
  margin-right: auto;
}
body.page-blog .page-blog__cta .cta-band__contact {
  max-width: 440px;
  margin: 0 auto 24px;
}
body.page-blog .page-blog__cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: center;
  margin-top: 8px;
}
body.page-blog .page-blog__cta-actions .btn--primary {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--accent-ink);
}
body.page-blog .page-blog__cta-actions .btn--primary:hover,
body.page-blog .page-blog__cta-actions .btn--primary:focus-visible {
  background: var(--background);
  border-color: var(--background);
  color: var(--primary-dark);
}
body.page-blog .page-blog__cta-actions .btn--ghost {
  color: var(--surface-dark-ink);
  border-color: var(--surface-dark-ink);
  background: transparent;
  box-shadow: none;
}
body.page-blog .page-blog__cta-actions .btn--ghost:hover,
body.page-blog .page-blog__cta-actions .btn--ghost:focus-visible {
  background: var(--surface-dark-ink);
  border-color: var(--surface-dark-ink);
  color: var(--primary-dark);
}

@media (max-width: 960px) {
  body.page-blog .page-blog__intro-inner {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  body.page-blog .page-blog__cards {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  body.page-blog .page-blog__card--feature {
    grid-column: span 2;
    flex-direction: row;
  }
}

@media (max-width: 720px) {
  body.page-blog .page-blog__intro {
    padding: 56px 0 44px;
  }
  body.page-blog .page-blog__bottomline {
    padding: 26px 22px;
  }
  body.page-blog .page-blog__featured {
    padding: 64px 0 56px;
  }
  body.page-blog .page-blog__cards {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  body.page-blog .page-blog__card--feature {
    grid-column: span 1;
    flex-direction: column;
  }
  body.page-blog .page-blog__card--feature .page-blog__card-media {
    flex: 0 0 auto;
    aspect-ratio: 3 / 2;
    min-height: 0;
  }
  body.page-blog .page-blog__card--feature .page-blog__card-title {
    font-size: 20px;
  }
  body.page-blog .page-blog__tracks {
    padding: 64px 0;
  }
  body.page-blog .page-blog__track {
    grid-template-columns: 48px 1fr;
    gap: 16px;
    padding: 20px 20px 22px;
  }
  body.page-blog .page-blog__track-num {
    width: 48px;
    height: 48px;
    font-size: 22px;
  }
  body.page-blog .page-blog__cta-actions {
    flex-direction: column;
    align-items: stretch;
  }
  body.page-blog .page-blog__cta-actions .btn {
    width: 100%;
    text-align: center;
    justify-content: center;
  }
}

/* Blog: text-first byline avatar (hero media anchor, monogram only — no stock imagery) */
body.page-blog .page-blog__byline {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 8px 14px 8px 8px;
  margin: 0 0 20px;
  background: rgba(var(--primary-rgb), 0.06);
  border: 1px solid rgba(var(--primary-rgb), 0.14);
  border-radius: var(--radius-pill);
}
body.page-blog .page-blog__byline-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background:
    radial-gradient(circle at 30% 20%, rgba(var(--primary-ink-rgb), 0.18), transparent 55%),
    linear-gradient(135deg, var(--primary) 0%, var(--secondary-dark) 55%, var(--surface-dark) 100%);
  color: var(--primary-ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 2px solid var(--accent);
  box-shadow: 0 4px 10px rgba(29, 126, 165, 0.22);
  flex: 0 0 auto;
}
body.page-blog .page-blog__byline-avatar-initials {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 14px;
  letter-spacing: -0.02em;
}
body.page-blog .page-blog__byline-text {
  display: inline-flex;
  flex-direction: column;
  gap: 2px;
  line-height: 1.2;
}
body.page-blog .page-blog__byline-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-light);
}
body.page-blog .page-blog__byline-name {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--primary-dark);
}

/* Blog: proof band — real credential and review stats */
body.page-blog .page-blog__proof {
  padding: 36px 0;
  background: var(--background);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}
body.page-blog .page-blog__proof-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  align-items: start;
  text-align: center;
}
body.page-blog .page-blog__proof-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
body.page-blog .page-blog__proof-value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 36px;
  line-height: 1;
  color: var(--primary-dark);
  letter-spacing: -0.02em;
}
body.page-blog .page-blog__proof-value sup {
  font-size: 20px;
  color: var(--primary);
  margin-left: 2px;
  top: -0.5em;
}
body.page-blog .page-blog__proof-value--text {
  font-size: 24px;
}
body.page-blog .page-blog__proof-value-sub {
  font-size: 20px;
  color: var(--text-light);
  font-weight: 500;
}
body.page-blog .page-blog__proof-label {
  font-size: 13px;
  color: var(--text-light);
  line-height: 1.45;
  max-width: 220px;
}
body.page-blog .page-blog__proof-label a {
  color: var(--primary-dark);
  text-decoration: underline;
  text-underline-offset: 2px;
}
body.page-blog .page-blog__proof-label a:hover,
body.page-blog .page-blog__proof-label a:focus-visible {
  color: var(--primary);
}
@media (max-width: 720px) {
  body.page-blog .page-blog__proof-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }
  body.page-blog .page-blog__proof-value {
    font-size: 30px;
  }
}

/* Blog: topbar partner mentions rendered as text (no logo images) */
body.page-blog .topbar__parents--text {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.01em;
  color: var(--text-light);
}
body.page-blog .topbar__parents--text .topbar__parent-name {
  color: var(--primary-dark);
}

/* generated-page-links fallback */
.generated-page-links {
  grid-column: 1 / -1;
  min-width: 0;
}
.generated-page-links ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.25rem;
}
.site-footer .generated-page-links h3 {
  color: var(--surface-dark-ink);
  font-size: 13px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin: 0 0 16px;
  font-weight: 700;
}
.site-footer .generated-page-links a {
  color: rgba(var(--surface-dark-ink-rgb), 0.82);
  font-size: 14.5px;
  text-decoration: none;
}
.site-footer .generated-page-links a:hover,
.site-footer .generated-page-links a:focus-visible,
.site-footer .generated-page-links a.active,
.site-footer .generated-page-links li.active a {
  color: var(--surface-dark-ink);
  text-decoration: underline;
  text-decoration-color: var(--accent);
  text-underline-offset: 3px;
}

/* W17 deterministic card text contrast repair: blog li */
.page-blog li {
  color: var(--text);
}

/* ===== page-rates (Mortgage Rates draft) ===== */
body.page-rates .page-rates__intro {
  padding: 72px 0 24px;
  background: linear-gradient(180deg, rgba(var(--primary-rgb), 0.06), rgba(var(--primary-rgb), 0));
}
body.page-rates .page-rates__intro-inner {
  max-width: 820px;
}
body.page-rates .page-rates__title {
  font-size: clamp(28px, 4vw, 40px);
  line-height: 1.15;
  margin: 8px 0 16px;
  color: var(--primary-dark, var(--text));
}
body.page-rates .page-rates__answer {
  font-size: 17px;
  line-height: 1.6;
  color: var(--text);
  margin: 0 0 16px;
}
body.page-rates .page-rates__meta-list {
  list-style: none;
  padding: 16px 20px;
  margin: 16px 0 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 10px 24px;
  background: rgba(var(--primary-rgb), 0.06);
  border: 1px solid rgba(var(--primary-rgb), 0.18);
  border-radius: 12px;
  font-size: 14px;
}
body.page-rates .page-rates__meta-list li {
  color: var(--text);
}
body.page-rates .page-rates__meta-list strong {
  display: block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text-muted, var(--text-light));
  margin-bottom: 2px;
}
body.page-rates .page-rates__meta-list a {
  color: var(--primary-dark, var(--primary));
  text-decoration: none;
}
body.page-rates .page-rates__meta-list a:hover,
body.page-rates .page-rates__meta-list a:focus-visible {
  text-decoration: underline;
}

body.page-rates .page-rates__table-section {
  padding: 48px 0;
}
body.page-rates .page-rates__table-head {
  max-width: 820px;
  margin: 0 0 24px;
}
body.page-rates .page-rates__table-wrap {
  overflow-x: auto;
  border: 1px solid rgba(var(--primary-rgb), 0.18);
  border-radius: 14px;
  background: #fff;
}
body.page-rates .page-rates__table {
  width: 100%;
  min-width: 520px;
  border-collapse: collapse;
  font-size: 16px;
}
body.page-rates .page-rates__table-caption {
  caption-side: top;
  text-align: left;
  padding: 14px 20px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text-muted, var(--text-light));
  background: rgba(var(--primary-rgb), 0.04);
  border-bottom: 1px solid rgba(var(--primary-rgb), 0.12);
}
body.page-rates .page-rates__table thead th {
  text-align: left;
  padding: 14px 20px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text-muted, var(--text-light));
  background: rgba(var(--primary-rgb), 0.04);
  border-bottom: 1px solid rgba(var(--primary-rgb), 0.14);
}
body.page-rates .page-rates__table tbody th,
body.page-rates .page-rates__table tbody td {
  padding: 18px 20px;
  border-bottom: 1px solid rgba(0, 0, 0, 0.06);
  vertical-align: middle;
  color: var(--text);
}
body.page-rates .page-rates__table tbody tr:last-child th,
body.page-rates .page-rates__table tbody tr:last-child td {
  border-bottom: none;
}
body.page-rates .page-rates__table tbody th {
  font-weight: 600;
  color: var(--primary-dark, var(--text));
}
body.page-rates .page-rates__rate {
  font-weight: 700;
  font-size: 18px;
  color: var(--primary-dark, var(--primary));
  white-space: nowrap;
}
body.page-rates .page-rates__ast {
  color: var(--accent, var(--primary));
  margin-left: 2px;
}
body.page-rates .page-rates__dash {
  display: inline-block;
  min-width: 24px;
  color: var(--text-muted, var(--text-light));
  font-weight: 600;
}
body.page-rates .page-rates__inquire {
  white-space: nowrap;
}
body.page-rates .page-rates__conditions {
  margin: 16px 0 0;
  font-size: 14px;
  color: var(--text-muted, var(--text-light));
}

body.page-rates .page-rates__notes {
  padding: 48px 0;
  background: rgba(var(--primary-rgb), 0.03);
}
body.page-rates .page-rates__notes-list {
  list-style: none;
  padding: 0;
  margin: 20px 0 0;
  display: grid;
  gap: 14px;
  max-width: 820px;
}
body.page-rates .page-rates__notes-list li {
  padding: 16px 18px;
  background: #fff;
  border: 1px solid rgba(var(--primary-rgb), 0.14);
  border-radius: 10px;
  color: var(--text);
  line-height: 1.55;
}
body.page-rates .page-rates__notes-list strong {
  color: var(--primary-dark, var(--text));
}

body.page-rates .page-rates__related {
  padding: 48px 0;
}
body.page-rates .page-rates__related-list {
  margin-top: 20px;
}

body.page-rates .page-rates__faq {
  padding: 48px 0;
}

body.page-rates .cta-band__inner {
  grid-template-columns: 1fr;
  justify-items: center;
  text-align: center;
  gap: 28px;
  max-width: 820px;
  margin-left: auto;
  margin-right: auto;
}
body.page-rates .cta-band__copy { max-width: 640px; }
body.page-rates .cta-band__desc { margin-left: auto; margin-right: auto; }
body.page-rates .page-about__cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: center;
  margin-top: 4px;
}
body.page-rates .page-about__cta-actions .btn--ghost {
  background: transparent;
  color: var(--surface-dark-ink);
  border-color: rgba(var(--surface-dark-ink-rgb), 0.4);
  box-shadow: none;
}
body.page-rates .page-about__cta-actions .btn--ghost:hover,
body.page-rates .page-about__cta-actions .btn--ghost:focus-visible {
  background: rgba(var(--surface-dark-ink-rgb), 0.1);
  color: var(--surface-dark-ink);
  border-color: var(--surface-dark-ink);
}

@media (max-width: 640px) {
  body.page-rates .page-rates__intro { padding: 48px 0 16px; }
  body.page-rates .page-rates__table-section,
  body.page-rates .page-rates__notes,
  body.page-rates .page-rates__related,
  body.page-rates .page-rates__faq { padding: 32px 0; }
  body.page-rates .page-rates__table tbody th,
  body.page-rates .page-rates__table tbody td { padding: 14px 14px; }
  body.page-rates .page-rates__rate { font-size: 17px; }
  body.page-rates .page-about__cta-actions { flex-direction: column; align-items: stretch; }
  body.page-rates .page-about__cta-actions .btn { width: 100%; white-space: normal; }
}

/* page-rates CTA prominence + related cards (iteration 3) */
body.page-rates .page-rates__inquire {
  background: var(--accent);
  color: var(--accent-ink);
  border-color: var(--accent);
  box-shadow: 0 4px 12px rgba(var(--accent-rgb), 0.28);
  font-weight: 700;
}
body.page-rates .page-rates__inquire:hover,
body.page-rates .page-rates__inquire:focus-visible {
  background: var(--accent);
  color: var(--accent-ink);
  filter: brightness(1.08);
  box-shadow: 0 6px 16px rgba(var(--accent-rgb), 0.38);
  transform: translateY(-1px);
}
body.page-rates .page-rates__learn-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 16px;
  margin-left: 4px;
  background: rgba(var(--accent-rgb), 0.12);
  color: var(--primary-dark, var(--primary));
  font-weight: 700;
  text-decoration: none;
  border: 1px solid rgba(var(--accent-rgb), 0.45);
  border-radius: 999px;
  transition: background var(--transition, 0.2s ease), color var(--transition, 0.2s ease), transform var(--transition, 0.2s ease);
}
body.page-rates .page-rates__learn-more:hover,
body.page-rates .page-rates__learn-more:focus-visible {
  background: var(--accent);
  color: var(--accent-ink);
  transform: translateX(2px);
}

body.page-rates .page-rates__related-list {
  list-style: none;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
}
body.page-rates .page-rates__related-list li {
  padding: 0;
}
body.page-rates .page-rates__related-list .card-link {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 20px 22px;
  height: 100%;
  background: #fff;
  border: 1px solid rgba(var(--primary-rgb), 0.14);
  border-left: 4px solid var(--accent);
  border-radius: 12px;
  color: var(--text);
  text-decoration: none;
  font-weight: 500;
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.03);
  transition: transform var(--transition, 0.2s ease), box-shadow var(--transition, 0.2s ease), border-color var(--transition, 0.2s ease);
}
body.page-rates .page-rates__related-list .card-link strong {
  display: block;
  color: var(--primary-dark, var(--primary));
  font-size: 16px;
  font-weight: 700;
}
body.page-rates .page-rates__related-list .card-link span {
  color: var(--text-muted, var(--text-light));
  font-size: 14px;
  line-height: 1.5;
}
body.page-rates .page-rates__related-list .card-link:hover,
body.page-rates .page-rates__related-list .card-link:focus-visible {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(var(--primary-rgb), 0.12);
  border-color: rgba(var(--primary-rgb), 0.28);
  border-left-color: var(--accent);
}
body.page-rates .page-rates__related-list .card-link::after {
  content: "→";
  color: var(--accent-on-light, var(--accent));
  font-weight: 700;
  margin-top: 4px;
}

body.page-rates .page-rates__related {
  background: rgba(var(--secondary-rgb), 0.04);
}

/* W68 editor utilities */
.w68-align-left { text-align: left; }
.w68-align-center { text-align: center; }
.w68-align-right { text-align: right; }
.w68-color-red { color: #dc2626; }
.w68-color-blue { color: #2563eb; }
.w68-color-muted { color: #64748b; }
.w68-color-accent { color: #7c3aed; }
.w68-section-background { background-color: var(--wbl-section-background) !important; }
.w68-managed-media {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 20rem), 1fr));
  gap: 1rem;
  width: min(100%, 72rem);
  margin-inline: auto;
}
.w68-managed-media > img {
  display: block;
  width: 100%;
  height: auto;
  max-height: 46rem;
  object-fit: cover;
  justify-self: center;
}
.w68-managed-media > img:only-child { max-width: 48rem; }
/* /W68 editor utilities */

/* =============================================================
   Mortgages page (EN/FR) — section styles were never generated.
   Added 2026-10-07; scoped to mortgages-* classes, site tokens only.
   ============================================================= */
.mortgages-topic { padding: 72px 0 64px; background: var(--surface); border-bottom: 1px solid rgba(var(--primary-rgb), 0.08); }
.mortgages-topic__inner { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: 56px; align-items: center; }
.mortgages-topic__copy { min-width: 0; }
.mortgages-topic__title { font-size: clamp(30px, 3.6vw, 46px); line-height: 1.12; margin: 0 0 16px; color: var(--text); }
.mortgages-topic__answer { font-size: 18px; line-height: 1.65; color: var(--text-light); margin: 0 0 20px; max-width: 56ch; }
.mortgages-topic__meta { list-style: none; padding: 0; margin: 0 0 28px; display: flex; flex-wrap: wrap; gap: 10px; }
.mortgages-topic__meta li { background: var(--background); border: 1px solid rgba(var(--primary-rgb), 0.14); border-radius: var(--radius-pill); padding: 8px 16px; font-size: 14px; color: var(--text-light); }
.mortgages-topic__meta strong { color: var(--primary-dark); }
.mortgages-topic__cta { display: flex; flex-wrap: wrap; gap: 12px; }
.mortgages-topic__media { margin: 0; min-width: 0; }
.mortgages-topic__media img { width: 100%; height: auto; aspect-ratio: 1 / 1; object-fit: cover; border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); display: block; }
.mortgages-topic__media figcaption { margin-top: 12px; font-size: 14px; color: var(--text-muted); line-height: 1.5; }

.mortgages-rates { padding: 72px 0; text-align: center; }
.mortgages-rates .section-header { margin-left: auto; margin-right: auto; }
.mortgages-rates .btn { margin-top: 8px; border: 1px solid var(--primary); color: var(--primary); background: transparent; }
.mortgages-rates .btn:hover, .mortgages-rates .btn:focus-visible { background: var(--primary); color: var(--primary-ink); }

.mortgages-close { padding: 80px 0; background: var(--bg-alt); }
.mortgages-close__steps { list-style: none; padding: 0; margin: 40px 0 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; counter-reset: none; }
.mortgages-close__step { background: var(--background); border: 1px solid rgba(var(--primary-rgb), 0.14); border-radius: var(--radius-lg); padding: 28px 26px; display: flex; flex-direction: column; gap: 8px; box-shadow: 0 2px 6px rgba(15, 34, 49, 0.04); }
.mortgages-close__num { display: inline-flex; width: 40px; height: 40px; align-items: center; justify-content: center; border-radius: 50%; background: var(--primary); color: var(--primary-ink); font-weight: 700; font-size: 16px; margin-bottom: 8px; }
.mortgages-close__title { font-size: 18px; margin: 0 0 4px; color: var(--text); line-height: 1.3; }
.mortgages-close__desc { font-size: 15px; color: var(--text-light); line-height: 1.6; margin: 0; }
.mortgages-close__award { margin: 32px auto 0; max-width: 640px; text-align: center; background: var(--background); border: 1px solid rgba(var(--accent-rgb), 0.45); border-radius: var(--radius-lg); padding: 20px 28px; }
.mortgages-close__award-eyebrow { display: block; font-size: 12px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent-on-light); margin-bottom: 6px; }
.mortgages-close__award-body { margin: 0; font-size: 16px; color: var(--text); font-weight: 600; }

.mortgages-products { padding: 80px 0; }
.mortgages-products__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; margin-top: 40px; }
.mortgages-products__col { background: var(--surface); border: 1px solid rgba(var(--primary-rgb), 0.12); border-radius: var(--radius-lg); padding: 26px 24px; min-width: 0; }
.mortgages-products__col-title { font-size: 18px; margin: 0 0 14px; color: var(--primary-dark); padding-bottom: 12px; border-bottom: 2px solid rgba(var(--accent-rgb), 0.5); }
.mortgages-products__list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 12px; }
.mortgages-products__list li { font-size: 15px; line-height: 1.55; color: var(--text-light); padding-left: 18px; position: relative; }
.mortgages-products__list li::before { content: ""; position: absolute; left: 0; top: 0.6em; width: 7px; height: 7px; border-radius: 50%; background: var(--accent); }
.mortgages-products__list strong { color: var(--text); }
.mortgages-products__note { margin: 28px auto 0; max-width: 720px; text-align: center; color: var(--text-muted); font-size: 15px; }

.mortgages-context { padding: 80px 0; background: var(--bg-alt); }
.mortgages-context__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; margin-top: 40px; }
.mortgages-context__card { background: var(--background); border: 1px solid rgba(var(--primary-rgb), 0.14); border-radius: var(--radius-lg); padding: 26px 24px; border-top: 3px solid var(--secondary); min-width: 0; }
.mortgages-context__title { font-size: 18px; margin: 0 0 10px; color: var(--text); line-height: 1.3; }
.mortgages-context__desc { font-size: 15px; color: var(--text-light); line-height: 1.6; margin: 0; }
.mortgages-context__foot { margin: 28px auto 0; text-align: center; color: var(--text-muted); font-size: 15px; }

.cta-band__inner--single { grid-template-columns: minmax(0, 760px); }
.mortgages-cta__actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.mortgages-cta__actions .btn--primary { background: var(--accent); border-color: var(--accent); color: var(--accent-ink); }
.mortgages-cta__actions .btn--primary:hover, .mortgages-cta__actions .btn--primary:focus-visible { filter: brightness(1.08); }
.mortgages-cta__actions .btn--ghost { background: transparent; color: var(--surface-dark-ink); border-color: rgba(var(--surface-dark-ink-rgb), 0.4); box-shadow: none; }
.mortgages-cta__actions .btn--ghost:hover, .mortgages-cta__actions .btn--ghost:focus-visible { background: rgba(var(--surface-dark-ink-rgb), 0.1); border-color: var(--surface-dark-ink); }

@media (max-width: 980px) {
  .mortgages-topic__inner { grid-template-columns: 1fr; gap: 36px; }
  .mortgages-topic__media { max-width: 520px; }
  .mortgages-close__steps, .mortgages-products__grid, .mortgages-context__grid { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .mortgages-topic, .mortgages-rates, .mortgages-close, .mortgages-products, .mortgages-context { padding: 56px 0; }
  .mortgages-topic__cta .btn, .mortgages-cta__actions .btn { width: 100%; justify-content: center; }
}

/* Editor-removed or hidden elements must never render, whatever their component display rule. */
[hidden], [data-wbl-removed="true"] { display: none !important; }

/* =============================================================
   2026-10-07 polish: language switch, rates hero, table, CTA/footer buttons
   ============================================================= */
/* Language switch: compact EN | FR segmented control, visible on every viewport */
.lang-switch { gap: 0 !important; padding: 2px !important; border: 1px solid rgba(var(--primary-rgb), 0.25) !important; border-radius: var(--radius-pill) !important; background: var(--background) !important; font-size: 12px !important; }
.lang-switch > span[aria-hidden="true"] { display: none !important; }
.lang-switch a { display: inline-block; padding: 5px 11px; border-radius: var(--radius-pill); color: var(--text-light); text-decoration: none; font-weight: 700; letter-spacing: 0.06em; line-height: 1; }
.lang-switch a:hover, .lang-switch a:focus-visible { color: var(--primary); }
.lang-switch a[aria-current="page"] { background: var(--primary); color: var(--primary-ink); }
@media (max-width: 980px) {
  .topbar { display: block !important; padding: 6px 0; }
  .topbar__region, .topbar__phone, .topbar__parents { display: none !important; }
  .topbar__meta { margin-left: auto; }
  .topbar__inner { justify-content: flex-end; min-height: 0; }
}
/* Rates hero aligned with the page grid (was a centred 820px box) */
body.page-rates .page-rates__intro-inner { max-width: var(--container); }
body.page-rates .page-rates__intro-inner > * { max-width: 820px; }
/* Term column aligned with its header */
body.page-rates .page-rates__table tbody th { text-align: left; }
/* Primary buttons on dark bands and in the dark footer: readable gold */
.cta-band .btn--primary, .site-footer__col a.btn--primary, .site-footer__col a.btn--primary:hover, .site-footer__col a.btn--primary:focus-visible { background: var(--accent); border-color: var(--accent); color: var(--accent-ink); }
.cta-band .btn--primary:hover, .cta-band .btn--primary:focus-visible { filter: brightness(1.08); }
/* Footer "Explore" link: no indented pill */
.site-footer .generated-page-links a.active, .site-footer .generated-page-links li.active a { padding-left: 0; padding-right: 0; background: none; }
.site-footer .generated-page-links ul { list-style: none; padding-left: 0; margin-left: 0; }
li:has(> [data-wbl-removed="true"]:only-child), li:has(> [hidden]:only-child) { display: none !important; }

/* ---------- 2026-10-07 design transfer from 339: typography only ---------- */
h1, h2, h3, h4, h5, h6 { font-weight: 600; letter-spacing: 0; }
body { line-height: 1.6; }
/* Buttons, kickers and small uppercase labels stay in the body sans; serif is for headings and figures. */
.btn, .site-footer__title, .services-catalog__card-kicker, body.page-about .page-about__cred dt,
body.page-reviews .page-reviews__theme-kicker, body.page-reviews .page-reviews__related-kicker { font-family: var(--font-body); }
/* Rates table fits a 390 px phone without sideways scrolling (Inquire button was cut off). */
@media (max-width: 640px) {
  body.page-rates .page-rates__table thead th,
  body.page-rates .page-rates__table tbody th,
  body.page-rates .page-rates__table tbody td { padding: 12px 8px; }
  body.page-rates .page-rates__table-caption { white-space: normal; padding-left: 8px; padding-right: 8px; }
  body.page-rates .page-rates__inquire { padding: 8px 10px; }
}
@media (max-width: 400px) {
  body.page-rates .page-rates__table tbody th,
  body.page-rates .page-rates__table tbody td { font-size: 14px; padding: 12px 6px; }
  body.page-rates .page-rates__inquire { font-size: 13px; padding: 8px; }
}

/* Frederick Amar's supplied logo: header monogram + wordmark, light footer signature */
.brand__mark.brand__mark--image {
  width: auto;
  height: 52px;
  border-radius: 0;
  background: none;
}
.brand__mark--image img {
  display: block;
  width: auto;
  height: 100%;
}
.brand__wordmark {
  display: block;
  width: auto;
  height: 19px;
  max-width: 100%;
}
.brand__name-text {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  clip-path: inset(50%);
  white-space: nowrap;
}
.brand__title {
  margin-top: 5px;
  font-size: 11.5px;
  letter-spacing: 0.04em;
}
.site-footer__mark img {
  display: block;
  width: 220px;
  max-width: 100%;
  height: auto;
  margin-bottom: 20px;
}
.nav-toggle {
  flex-shrink: 0;
}
/* The French menu needs ~700px from 981px up; the lockup must stay as narrow as the old text brand. */
@media (min-width: 981px) and (max-width: 1180px) {
  .brand { gap: 10px; }
  .brand__mark.brand__mark--image { height: 44px; }
  .brand__wordmark { height: 15px; }
  .brand__title { margin-top: 4px; font-size: 10px; letter-spacing: 0.02em; }
}
@media (max-width: 980px) {
  .brand__mark.brand__mark--image { height: 42px; }
  .brand__wordmark { height: 16px; }
  .brand__title { margin-top: 4px; font-size: 10.5px; letter-spacing: 0.02em; }
}
@media (max-width: 380px) {
  .brand { gap: 10px; }
  .brand__mark.brand__mark--image { height: 36px; }
  .brand__wordmark { height: 14px; }
  .brand__title { font-size: 9.5px; letter-spacing: 0; }
}

/* Change request 2026-10-22: header photo, rates table, legal pages */
/* Header photo fills its circle: no letterboxing, no white ring inside the gold border. */
.hero__portrait-ring {
  padding: 0;
  background: var(--surface, #f3f4f6);
  box-shadow: 0 14px 34px rgba(var(--primary-rgb), 0.18);
}
.hero__portrait-ring img {
  display: block;
  object-fit: cover;
  object-position: 50% 22%;
}

/* The rates table is drawn by the Weberly rates runtime from the published offers. These rules lay it
   out like the reference table Frederick supplied: per offer the rate, the lender, an inquiry button and
   expandable conditions. The runtime sets inline padding and borders, hence !important. */
body.page-rates .page-rates__table-wrap {
  overflow: hidden;
}
body.page-rates .page-rates__table-caption {
  margin: 0;
}
/* The runtime mounts in a <section>, which the generic section spacing would pad by 72px. */
body.page-rates .page-rates__table-wrap section[data-mortgage-rates] {
  padding: 0;
  margin: 0;
}
body.page-rates .page-rates__table-wrap [data-rates-fallback] {
  margin: 0;
  padding: 18px 20px;
}
/* The runtime's own footnote; the page's conditions line below the table replaces it. */
body.page-rates .page-rates__table-wrap [data-rates-content] > p {
  display: none;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] {
  font-size: 16px;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] thead th {
  padding: 14px 20px !important;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text-muted);
  background: rgba(var(--primary-rgb), 0.04);
  border-bottom: 1px solid rgba(var(--primary-rgb), 0.14);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody tr {
  border-top: 0 !important;
  border-bottom: 1px solid var(--border-light);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody tr:last-child {
  border-bottom: 0;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody th,
body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody td {
  padding: 22px 20px !important;
  vertical-align: top !important;
  color: var(--text);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody td + td {
  border-left: 1px solid var(--border-light);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody th {
  font-size: 17px;
  font-weight: 700;
  color: var(--primary-dark);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  grid-template-areas: "rate lender cta" "details details details";
  align-items: center;
  gap: 8px 16px;
  padding-bottom: 0 !important;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article + article {
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px dashed var(--border-light);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > strong {
  grid-area: rate;
  font-size: 30px !important;
  font-weight: 600;
  line-height: 1.1;
  color: var(--secondary);
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > p:first-of-type {
  grid-area: lender;
  margin: 0;
  font-weight: 600;
  line-height: 1.3;
  color: var(--text);
}
/* The product is one string for both languages (the rate form fills it in English), so it would put
   English on the French page; the row and column headings already give the term and type. */
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > p:nth-of-type(2) {
  display: none;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > a {
  grid-area: cta;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 18px;
  border-radius: var(--radius);
  background: var(--secondary);
  color: var(--secondary-ink);
  font-size: 15px;
  font-weight: 700;
  line-height: 1.2;
  text-decoration: none;
  white-space: nowrap;
  transition: background-color 0.2s ease;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > a:hover,
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > a:focus-visible {
  background: var(--secondary-dark);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > details {
  grid-area: details;
  font-size: 14px;
  color: var(--text-light);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > details > summary {
  display: block;
  cursor: pointer;
  list-style: none;
  font-weight: 600;
  color: var(--text);
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > details > summary::-webkit-details-marker {
  display: none;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > details > summary::after {
  content: "+";
  margin-left: 6px;
  font-weight: 700;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > details[open] > summary::after {
  content: "\2212";
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > details > p {
  margin: 6px 0 0;
  line-height: 1.5;
}
body.page-rates .page-rates__table-wrap table[data-rates-matrix] td > span {
  color: var(--text-muted);
  font-weight: 600;
}
/* Narrow cells cannot hold rate, lender and button on one line. */
@container (max-width: 820px) {
  body.page-rates .page-rates__table-wrap table[data-rates-matrix] article {
    grid-template-columns: minmax(0, 1fr);
    grid-template-areas: "rate" "lender" "cta" "details";
    justify-items: start;
    gap: 8px;
  }
}
/* Below 560px the runtime stacks each term as a two-column card and labels the cells. */
body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody td::before {
  margin-bottom: 8px !important;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text-muted);
}
@media (max-width: 640px) {
  body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody th {
    padding: 16px 16px 4px !important;
  }
  body.page-rates .page-rates__table-wrap table[data-rates-matrix] tbody td {
    padding: 10px 16px 18px !important;
  }
  body.page-rates .page-rates__table-wrap table[data-rates-matrix] article > strong {
    font-size: 26px !important;
  }
}
body.page-rates .page-rates__conditions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
}

/* Footer legal links and the legal pages themselves. */
.site-footer__meta a {
  color: inherit;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.site-footer__meta a:hover,
.site-footer__meta a:focus-visible {
  color: var(--accent);
}
.page-legal__section {
  padding: 56px 0 72px;
}
.page-legal__inner {
  max-width: 780px;
}
.page-legal__title {
  margin: 0 0 8px;
  color: var(--primary-dark);
}
.page-legal__updated {
  margin: 0 0 32px;
  font-size: 14px;
  color: var(--text-muted);
}
.page-legal__inner h2 {
  margin: 32px 0 10px;
  font-size: 1.3rem;
  color: var(--primary-dark);
}
.page-legal__inner p {
  margin: 0 0 14px;
  line-height: 1.7;
  color: var(--text);
}
@media (max-width: 640px) {
  .page-legal__section {
    padding: 36px 0 48px;
  }
}

/* Mortgage calculators page */
.calc__jump {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  list-style: none;
  margin: 20px 0 0;
  padding: 0;
}
.calc__jump a {
  display: inline-flex;
  padding: 8px 14px;
  border: 1px solid rgba(var(--primary-rgb), 0.2);
  border-radius: var(--radius-pill);
  background: #fff;
  color: var(--primary-dark);
  font-weight: 600;
  font-size: 14px;
  text-decoration: none;
}
.calc__jump a:hover,
.calc__jump a:focus-visible {
  border-color: var(--secondary);
  color: var(--secondary-dark);
}
.calc__nojs {
  margin: 16px 0 0;
  color: var(--text-light);
}
body.page-calc .calc {
  padding: 24px 0;
  scroll-margin-top: var(--header-height);
}
.calc__card {
  margin: 0;
  padding: 28px;
  border: 1px solid rgba(var(--primary-rgb), 0.16);
  border-radius: 14px;
  background: #fff;
  box-shadow: var(--shadow);
}
.calc__head {
  margin-bottom: 20px;
}
.calc__head .section-title {
  margin: 0 0 6px;
}
.calc__head p {
  margin: 0;
  color: var(--text-light);
}
.calc__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}
.calc__fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px 16px;
}
.calc__field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  min-width: 0;
}
.calc__field label {
  margin-top: auto;
  font-size: 14px;
  font-weight: 600;
  color: var(--text);
}
.calc__input {
  position: relative;
}
.calc__input input,
.calc__field select {
  width: 100%;
  min-height: 46px;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: #fff;
  color: var(--text);
  font: inherit;
  font-size: 16px;
}
.calc__input input {
  padding-right: 34px;
}
.calc__input span {
  position: absolute;
  top: 50%;
  right: 12px;
  transform: translateY(-50%);
  color: var(--text-muted);
  pointer-events: none;
}
.calc__input input:focus-visible,
.calc__field select:focus-visible {
  outline: 2px solid var(--secondary);
  outline-offset: 1px;
  border-color: var(--secondary);
}
.calc__output {
  padding: 22px;
  border-radius: 12px;
  background: rgba(var(--secondary-rgb), 0.06);
  border: 1px solid rgba(var(--secondary-rgb), 0.18);
}
.calc__result-label {
  margin: 0;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-light);
}
.calc__result {
  margin: 4px 0 16px;
  font-size: 36px;
  font-weight: 700;
  line-height: 1.1;
  color: var(--secondary);
  font-variant-numeric: tabular-nums;
}
.calc__rows {
  margin: 0;
}
.calc__row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 9px 0;
  border-top: 1px solid rgba(var(--secondary-rgb), 0.16);
  font-size: 15px;
}
.calc__row[hidden] {
  display: none;
}
.calc__row dt {
  color: var(--text-light);
}
.calc__row dd {
  margin: 0;
  white-space: nowrap;
  font-weight: 600;
  color: var(--text);
  text-align: right;
  font-variant-numeric: tabular-nums;
}
.calc__brackets {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  font-variant-numeric: tabular-nums;
}
.calc__brackets th,
.calc__brackets td {
  padding: 8px 6px;
  border-top: 1px solid rgba(var(--secondary-rgb), 0.16);
  text-align: right;
}
.calc__brackets th:first-child,
.calc__brackets td:first-child {
  text-align: left;
}
.calc__brackets th {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text-muted);
}
.calc__notes {
  margin-top: 14px;
  padding: 12px 14px;
  border-radius: var(--radius);
  background: rgba(var(--accent-rgb), 0.12);
  color: var(--text);
  font-size: 14px;
}
.calc__notes p {
  margin: 0;
}
.calc__notes p + p {
  margin-top: 6px;
}
.calc__note {
  margin: 18px 0 0;
  font-size: 13.5px;
  color: var(--text-muted);
}
.calc__disclaimer {
  margin: 0;
  max-width: 820px;
  font-size: 14px;
  color: var(--text-light);
}
body.page-calc .calc--disclaimer {
  padding: 8px 0 56px;
}
@media (max-width: 900px) {
  .calc__grid {
    grid-template-columns: minmax(0, 1fr);
  }
}
@media (max-width: 560px) {
  .calc__card {
    padding: 20px 16px;
  }
  .calc__fields {
    grid-template-columns: minmax(0, 1fr);
  }
  .calc__result {
    font-size: 30px;
  }
}
.calc__field--check {
  grid-column: 1 / -1;
}
.calc__field--check label {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
  font-weight: 600;
  cursor: pointer;
}
.calc__field--check input {
  width: 18px;
  height: 18px;
  margin: 0;
  accent-color: var(--secondary);
}
.calc__rows--after {
  margin-top: 12px;
}

/* Mortgages menu: the label opens the services page, the caret opens the submenu. */
.nav__item--has-sub { display: flex; align-items: center; }
.nav__link.nav__parent-link { padding-right: 2px; }
.nav__sub-caret {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 24px;
  height: 36px;
  padding: 0 6px;
  border: 0;
  border-radius: var(--radius);
  background: transparent;
  color: var(--text);
  cursor: pointer;
}
.nav__sub-caret:hover,
.nav__sub-caret:focus-visible { color: var(--primary-dark); background: rgba(var(--primary-rgb), 0.06); }
.nav__sub-caret:focus-visible { outline: 2px solid var(--primary); outline-offset: 2px; }
.nav__sub-caret[aria-expanded="true"] .nav__caret { display: inline-block; transform: rotate(180deg); }
/* Seven menu items and the request button share the header from 981px up. */
@media (min-width: 981px) and (max-width: 1240px) {
  .nav { gap: 10px; }
  .nav__list { gap: 0; }
  .nav__link { padding: 8px 8px; font-size: 14px; white-space: nowrap; }
  .nav__link.active::after { left: 8px; right: 8px; }
  .nav__cta { margin-left: 2px; padding: 10px 14px; }
}
@media (min-width: 981px) and (max-width: 1080px) {
  .nav__link { padding: 8px 6px; }
  .nav__link.active::after { left: 6px; right: 6px; }
  .nav__link.nav__parent-link { padding-right: 2px; }
  .nav__cta { padding: 10px 12px; }
}
@media (min-width: 1241px) {
  .nav__link { white-space: nowrap; }
}
@media (max-width: 980px) {
  .nav__item--has-sub { flex-wrap: wrap; }
  .nav__item--has-sub > .nav__link.nav__parent-link { flex: 1 1 auto; width: auto; padding-right: 12px; }
  .nav__sub-caret { min-width: 48px; height: 48px; border: 1px solid var(--border-light); }
  .nav__sub-caret .nav__caret { font-size: 14px; }
  .nav__item--has-sub > .nav__sub { flex-basis: 100%; }
}

/* Booking link: home hero and contact page. */
.btn__icon { flex-shrink: 0; }
body.page-contact .page-contact__book { margin: 4px 0 18px; }
@media (max-width: 640px) {
  .hero__cta .btn { width: 100%; }
  body.page-contact .page-contact__book .btn { width: 100%; }
}